20 S Jefferson St, Frederick, MD 21701 Property Records

Frederick County property record for 20 S Jefferson St, Frederick, MD 21701 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details1 ba · 1,136 sqft · built 1860
Lot Size0.081 acres (3,528 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Aug 2026)
Tax Bill$3,340 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-112205

Property Details

APN / Parcel Number

Primary APN02-112205
Alternative APNs
  • 2112205
  • 112205

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,136 sqft Living Area
1st Floor Area644 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof TypeSawtooth
Roof MaterialMetal
Lot Area3,528 sqft (0.081 acres)
Lot Dimensions126 ft deep x 28 ft wide
PorchOpen Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number112205
Street Address20 S JEFFERSON ST
CityFREDERICK
StateMD
Zip21701-4802
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT #4, 28 X 126 20 S. JEFF. ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number4
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1004
Census Tract750300

Owner

Source: Frederick County records · APN 02-112205

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 S JEFFERSON ST, FREDERICK, MD 21701-4802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2026Deed, Transfer · Conventional Mortgage
ORIGINPOINT LLC
May 24, 2021Deed, Transfer · Conventional Mortgage
RICHARD D HUEBNER ETAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 04, 2026 · Amount on Record
Deed SaleAug 04, 2026 · Amount on Record
Prior SaleMay 24, 2021 · Amount on Record
Deed Book / Page17988 / 467
Record UpdatedSep 20, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 04, 2026
Property Address20 S JEFFERSON ST, FREDERICK, MD 21701-4802
Document Number1798000467
Book / Page17988 / 467
Instrument DateJul 31, 2026
Transaction TypeTransfer
Record UpdatedAug 10, 2026
Title CompanyTITLE ESCROW, FRIENDS TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$308,050.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 S JEFFERSON ST, FREDERICK, MD 21701-4802
InvestorPossibly a Property Investor

Mortgage

Document Number1798000474,
DateAug 04, 2026
Book Page17988/474
Lender
NameORIGINPOINT LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 24, 2021
Property Address20 S JEFFERSON ST, FREDERICK, MD 21701-4802
Document Number0149160086
Book / Page14916 / 86
Instrument DateApr 14, 2021
Transaction TypeTransfer
Record UpdatedJun 09, 2021
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$512.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 S JEFFERSON ST, FREDERICK, MD 21701-4802

Mortgage

Document Number1491697
DateMay 24, 2021
Instrument14916/97
Lender
NameRICHARD D HUEBNER ETAL
TypePrivate Party
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2041

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$328,033 (+3.48%)$350,100 (+10.44%) Land $162,600 Building $187,500
2025$3,340.00 (+12.27%) Homeowner's exemption$317,000 (+52.89%) Land $127,600 Building $189,400$317,000 (-) Land $127,600 Building $189,400
2023$2,975.00$207,333$317,000 Land $127,600 Building $189,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 587 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 2,000
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, T-Mobile USA, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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