Flagler County property record for 7 Ryding Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,462 sqft · built 2023 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $327,900 (Nov 2023) |
| Tax Bill | $436 (2023) |
| Deeds & Mortgages | Feb 2024 Transfer Nov 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00340-0090 |
| Primary APN | 07-11-31-7029-00340-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7 RYDING LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00034 LOT 0009 SUBDIVISION COMPLETION YEAR 1981 OR 258 PG 829 OR 512 PG 1377 OR 704 PG 1869 OR 1305 PG 1203 OR 1635 PG 1650 OR 1639 PG 146-CD |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 34 |
| Legal Lot Number | 9 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 60214 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 RYDING LN, PALM COAST, FL 32164-6012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Feb 1, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 27, 2023 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Apr 5, 2023 | Warranty Deed, Construction Loan EMPOWER TITLE, EMPOWER TITLE LLC |
| Mar 14, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Apr 5, 2023 · Amount on Record |
| Deed Document Number | 202350908 |
| Deed Book / Page | 2828 / 1767 |
| Prior Transfer Date | Mar 13, 2023 |
| Prior Transfer Doc | 0027630678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 1, 2024 |
| Property Address | 7 RYDING LN, PALM COAST, FL 32164-6012 |
| Document Number | 0028430901 |
| Book / Page | 2843 / 901 |
| Map Reference | MB 10 PG 17 |
| Instrument Date | Jan 27, 2024 |
| Instrument | 2024004245 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 RYDING LN, PALM COAST, FL 32164-6012 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 27, 2023 |
| Property Address | 7 RYDING LN, PALM COAST, FL 32164-6012 |
| Document Number | 0028281767 |
| Book / Page | 2828 / 1767 |
| Map Reference | MB 10 PG 17 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023050908 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | EMPOWER TITLE, EMPOWER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,295.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 7 RYDING LN, PALM COAST, FL 32164-6012 |
| Document Number | 0028281769 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2828/1769 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 5, 2023 |
| Property Address | 7 RYDING LN, PALM COAST, FL 32164-6012 |
| Document Number | 0027681968 |
| Book / Page | 2768 / 1968 |
| Map Reference | MB 10 PG 17 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2023013697 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 27, 2023 |
| Title Company | EMPOWER TITLE, EMPOWER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $357.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 UTILITY DR, PALM COAST, FL 32137-7386 |
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR, THE WOODLANDS, TX 77380-3258 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 14, 2023 |
| Property Address | 7 RYDING LN, PALM COAST, FL 32164-6012 |
| Document Number | 0027630678 |
| Book / Page | 2763 / 678 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 2023010113 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 UTILITY DR, PALM COAST, FL 32137-7386 |
| Name | Verified Name |
|---|---|
| Address | 13 UTILITY DR, PALM COAST, FL 32137-7386 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $253,221 (+488.89%) | $257,017 (+497.71%) Land $55,000 Building $202,017 | |
| 2023 | $436.00 (-0.23%) | $43,000 (-3.37%) Land $43,000 | $43,000 (-3.37%) Land $43,000 |
| 2022 | $437.00 | $44,500 Land $44,500 | $44,500 Land $44,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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