Flagler County property record for 9 Ryding Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,170 sqft · built 2015 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $13,300 (Feb 2014) |
| Tax Bill | $5,320 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00340-0100 |
| Primary APN | 07-11-31-7029-00340-0100 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,170 sqft Living Area |
| Gross Area | 2,785 sqft |
| 1st Floor Area | 2,170 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,502 sqft (0.287 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9 RYDING LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00034 LOT 0010 SUBDIVISION COMPLETION YEAR 1981 OR 236 PG 339 OR 1661/961-DC OR 1661/959 OR 1987/1237 OR 1987/1238 OR 1987/1241 OR 1989/261 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 34 |
| Legal Lot Number | 10 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 60214 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 701 W 189TH ST, 5A, NEW YORK, NY 10040-4050 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2014 · Amount on Record |
| Deed Sale | Feb 10, 2014 · Amount on Record |
| Prior Sale | Jan 30, 2014 · Amount on Record |
| Deed Document Number | 20144629 |
| Deed Book / Page | 1989 / 261 |
| Prior Transfer Date | May 6, 2008 |
| Prior Transfer Doc | 0016610959 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 9 RYDING LN, PALM COAST, FL 32164-6012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024141510 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 2414/1510 |
| Instrument | 2020003038 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,320.00 (+2.13%) | $292,717 (-0.2%) Land $55,000 Building $237,717 | $292,717 (-0.2%) Land $55,000 Building $237,717 |
| 2024 | $5,209.00 (+2.38%) | ||
| 2023 | $5,088.00 (+4.63%) | $293,310 (+2.22%) Land $43,000 Building $250,310 | $293,310 (+2.22%) Land $43,000 Building $250,310 |
| 2022 | $4,863.00 | $286,950 Land $44,500 Building $242,450 | $286,950 Land $44,500 Building $242,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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