Flagler County property record for 2 Ryding Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,806 sqft · built 2024 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Aug 2024) |
| Tax Bill | $5,064 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage Nov 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00350-0050 |
| Primary APN | 07-11-31-7029-00350-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,806 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2 RYDING LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00035 LOT 0005 SUBDIVISION COMPLETION YEAR 1981 OR 241 PG 300 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 35 |
| Legal Lot Number | 5 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 60214 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4201 NW 25TH PL, LAUDERHILL, FL 33313-3638 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NEXTMORTGAGE LLC |
| Nov 16, 2023 | Special Warranty Deed, Transfer FIRST INTERNATIONAL TITLE |
| Nov 16, 2023 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2024 · Amount on Record |
| Deed Sale | Aug 27, 2024 · Amount on Record |
| Prior Sale | Nov 16, 2023 · Amount on Record |
| Deed Document Number | 2024036402 |
| Deed Book / Page | 2896 / 83 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 27, 2024 |
| Property Address | 2 RYDING LN, PALM COAST, FL 32164-6000 |
| Document Number | 0028960083 |
| Book / Page | 2896 / 83 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Aug 21, 2024 |
| Instrument | 2024036402 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | HB TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184 |
| Name | Verified Name |
|---|---|
| Address | 4201 NW 25TH PL, LAUDERHILL, FL 33313-3638 |
| Document Number | 0000289685 |
|---|---|
| Date | Aug 27, 2024 |
| Instrument | 2896/85 |
| Name | NEXTMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 16, 2023 |
| Property Address | 2 RYDING LN, PALM COAST, FL 32164-6000 |
| Document Number | 0028271344 |
| Book / Page | 2827 / 1344 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023050028 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $304.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 SW SOUNDLESS CT, LAKE CITY, FL 32024-1515 |
| Name | Verified Name |
|---|---|
| Address | 2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 16, 2023 |
| Property Address | 2 RYDING LN, PALM COAST, FL 32164-6000 |
| Document Number | 0028271342 |
| Book / Page | 2827 / 1342 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023050027 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 PERENNIAL DR, NORTH YARMOUTH, ME 04097-6084 |
| Name | Verified Name |
|---|---|
| Address | 2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,064.00 (+970.61%) | $278,678 (+540.64%) Land $55,500 Building $223,178 | $278,678 (+540.64%) Land $55,500 Building $223,178 |
| 2023 | $473.00 (+0.21%) | $43,500 (-3.33%) Land $43,500 | $43,500 (-3.33%) Land $43,500 |
| 2022 | $472.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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