Bergen County and Demarest Borough property record for 7 Ross Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 2,259 sqft · built 1989 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $920,000 (Aug 2007) |
| Tax Bill | $19,081 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00137-0000-00009-01 |
| Primary APN | 09-00137-0000-00009-01 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,259 sqft Living Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 10,977 sqft (0.252 acres) |
| Lot Dimensions | 100 ft deep x 110 ft wide |
| Old Parcel Number | 0900137000000009A |
|---|---|
| Street Address | 7 ROSS AVE |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.252AC |
| Legal Subdivision | HILLCREST MANOR REALTY & DEVEL |
| Legal Block | 137 |
| Legal Lot Number | 9.1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 ROSS AVE, DEMAREST, NJ 07627-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 25, 2019 | Deed with Mortgage, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2007 · Amount on Record |
| Deed Sale | Aug 30, 2007 · Amount on Record |
| Prior Sale | Jul 16, 1999 · Amount on Record |
| Deed Document Number | 20079878903 |
| Deed Book / Page | 9395 / 425 |
| Last Transfer Date | May 2, 2024 |
| Transfer Doc | 0052890548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 ROSS AVE, DEMAREST, NJ 07627-2609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7 ROSS AVE, DEMAREST, NJ 07627-2609 |
| Document Number | 0049860148 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 4986/148 |
| Instrument | 2023029961 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 5, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 ROSS AVE, DEMAREST, NJ 07627-2609 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | OLD REPUBLIC NATIONAL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0037551014 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 3755/1014 |
| Instrument | 20-100258 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 25, 2019 |
| Property Address | 7 ROSS AVE, DEMAREST, NJ 07627-2609 |
| Document Number | 0031861328 |
| Book / Page | 003186 / 001328 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 12915 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 ROSS AVE DEMAREST NJ 076272609, DEMAREST, NJ 07627-2609 |
| Document Number | 31861333 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 003186/001333 |
| Instrument | 12915 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2049 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,057,100 (-) Land $625,800 Building $431,300 | $1,057,100 (-) Land $625,800 Building $431,300 | |
| 2025 | $19,081.00 (+0.82%) | $1,057,100 (+70.75%) Land $625,800 Building $431,300 | $1,057,100 (+70.75%) Land $625,800 Building $431,300 |
| 2024 | $18,926.00 (+7.68%) | ||
| 2023 | $619,100 Land $335,400 Building $283,700 | $619,100 Land $335,400 Building $283,700 | |
| 2022 | $17,576.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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