12 Ross Ave, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 12 Ross Ave, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	2,015 sqft · built 1950
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Sep 1998)
Tax Bill	$15,532 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00133-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`09-00133-0000-00045`
Alternative APN	`090013300045`

Interior

Building Area	2,015 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Street Address	12 ROSS AVE
City	DEMAREST
State	NJ
Zip	07627-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	0.172AC
Legal Block	133
Legal Lot Number	45
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	1
Census Block	1015
Census Tract	9100

Owner

12 Ross Ave is owned and occupied by two individuals who bought it in September 1998.

Source: Bergen County and Demarest Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 ROSS AVE, DEMAREST, NJ 07627-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 1998 · Amount on File
Deed Sale	Sep 28, 1998 · Amount on File
Prior Sale	Dec 22, 1994 · Amount on File
Deed Document Number	1998150874
Deed Book / Page	8104 / 818
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	12 ROSS AVE, DEMAREST, NJ 07627-2620
Document Number	0026951091
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ROSS AVE DEMAREST NJ 076272620, DEMAREST, NJ 07627-2620

Mortgage

Document Number	0026951091
Date	Aug 15, 2017
Book Page	002695/001091

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12 Ross Ave was $15,532, up 7.4% from the year before.

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$860,500 (-) Land $534,400 Building $326,100	$860,500 (-) Land $534,400 Building $326,100
2025	$15,532.00 (+7.44%)	$860,500 Land $534,400 Building $326,100	$860,500 Land $534,400 Building $326,100
2024	$14,456.00
2023		$472,900 Land $303,400 Building $169,500	$472,900 Land $303,400 Building $169,500
2022	$13,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Ross Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Ross Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20