Bergen County and Demarest Borough property record for 2 Ross Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 2,075 sqft · built 1930 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $813,000 (Sep 2021) |
| Tax Bill | $15,086 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Sep 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00133-0000-00034 |
| Primary APN | 09-00133-0000-00034 |
|---|---|
| Alternative APN |
|
| Building Area | 2,075 sqft Living Area |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 8,015 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Street Address | 2 ROSS AVE |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.184AC |
| Legal Subdivision | HILLCREST MANOR REALTY & DEVEL |
| Legal Block | 133 |
| Legal Lot Number | 34 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 ROSS AVE, DEMAREST, NJ 07627-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed, Transfer · FHA Mortgage LUXURY MORTGAGE CORP |
| Sep 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 4, 2018 | Deed of Trust, Mortgage NJ LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on Record |
| Deed Sale | Sep 7, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2015 · Amount on Record |
| Deed Document Number | 2021140850 |
| Deed Book / Page | 4362 / 751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 7, 2021 |
| Property Address | 2 ROSS AVE, DEMAREST, NJ 07627-2620 |
| Document Number | 0043620751 |
| Book / Page | 4362 / 751 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021140850 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,442.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6301 VISTA VERDE DR E, 6301, GULFPORT, FL 33707-6910 |
| Name | Verified Name |
|---|---|
| Address | 2 ROSS AVE, DEMAREST, NJ 07627-2620 |
| Document Number | 2021140851 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021140851 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 ROSS AVE, DEMAREST, NJ 07627-2620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027270738 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 02727/0738 |
| Instrument | 17-070309 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 ROSS AVE, DEMAREST, NJ 07627-2620 |
| Document Number | 0039020918 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 ROSS AVE DEMAREST NJ 076272620, DEMAREST, NJ 07627-2620 |
| Document Number | 0039020918 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 003902/000918 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 ROSS AVE, DEMAREST, NJ 07627-2620 |
| Document Number | 0028531278 |
| Book / Page | 002853 / 001278 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 ROSS AVE DEMAREST NJ 076272620, DEMAREST, NJ 07627-2620 |
| Document Number | 0028531278 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 002853/001278 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2048 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $835,800 (-) Land $538,700 Building $297,100 | $835,800 (-) Land $538,700 Building $297,100 | |
| 2025 | $15,086.00 (-2.83%) | $835,800 (+64.56%) Land $538,700 Building $297,100 | $835,800 (+64.56%) Land $538,700 Building $297,100 |
| 2024 | $15,526.00 (+7.68%) | ||
| 2023 | $507,900 Land $305,700 Building $202,200 | $507,900 Land $305,700 Building $202,200 | |
| 2022 | $14,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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