7 Ridge Rd, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 7 Ridge Rd, Warren, NJ 07059

Property Summary

Property Type	Single Family Home
Details	2,600 sqft · built 1988
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Dec 2019)
Tax Bill	$11,463 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-00057-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`20-00057-0000-00034`
Alternative APNs	`2000059000000007` `00017720`

Interior

Stories	2 Stories
Building Area	2,600 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Account Number	00017720
Street Address	7 RIDGE RD
City	WARREN
State	NJ
Zip	07059-7038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20V
Legal Subdivision	JOHN F MUNDY
Legal Block	57
Legal Lot Number	34
Jurisdiction	SOMERSET NJ
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1004
Census Tract	52203

Owner

Source: Somerset County and Warren Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 RIDGE RD, WARREN, NJ 07059-7038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage REALFI HM FNDG CORP
Dec 30, 2019	Deed, Transfer · Conventional Mortgage RESIDENTIAL HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	201950512
Deed Book / Page	7178 / 184
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	0000050512
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	7 RIDGE RD, WARREN, NJ 07059-7038
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIDGE RD, WARREN, NJ 07059-7038

Mortgage

Document Number	0000023446
Date	Apr 13, 2021
Book Page	7330/3362
Instrument	2021023446

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 15, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	7 RIDGE RD, WARREN, NJ 07059-7038
Document Number	0000049191
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 RIDGE RD WARREN NJ 070597038, WARREN, NJ 07059-7038

Mortgage

Document Number	0000049191
Date	Oct 13, 2020
Book Page	007259/003144
Instrument	49191

Lender

Name	REALFI HM FNDG CORP
Address	WHITE PLAINS, NY 10604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 30, 2019
Property Address	7 RIDGE RD, WARREN, NJ 07059-7038
Document Number	0000050512
Book / Page	7178 / 0184
Map Reference	FILE B-215
Instrument Date	Dec 11, 2019
Instrument	2019050512
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	NOBLE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RIDGE RD, WARREN, NJ 07059-7038

Mortgage

Document Number	0000050513
Date	Dec 30, 2019
Instrument	2019050513

Lender

Name	RESIDENTIAL HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Somerset County and Warren Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Warren Township
Elementary School District	Warren Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,800 (+5.88%) Land $324,800 Building $368,000	$692,800 (+5.88%) Land $324,800 Building $368,000
2025	$11,463.00 (+2.51%)	$654,300 (+15.52%) Land $309,200 Building $345,100	$654,300 (+15.52%) Land $309,200 Building $345,100
2024	$11,182.00 (+3.97%)
2023		$566,400 Land $264,900 Building $301,500	$566,400 Land $264,900 Building $301,500
2022	$10,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1979–2011)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Nov 2011 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures