4 Ridge Rd, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 4 Ridge Rd, Warren, NJ 07059

Property Summary

Property Type	Single Family Home
Details	2,472 sqft · built 1996
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Oct 2014)
Tax Bill	$14,883 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-00059-0000-00058-02`

Property Details

APN / Parcel Number

Primary APN	`20-00059-0000-00058-02`
Alternative APNs	`20000590000000580002` `0049860`

Interior

Stories	2 Stories
Building Area	2,472 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	0049860
Street Address	4 RIDGE RD
City	WARREN
State	NJ
Zip	07059-7019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20V
Legal Block	59
Legal Lot Number	58.2
Jurisdiction	SOMERSET NJ
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1004
Census Tract	52203

Owner

Source: Somerset County and Warren Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 RIDGE RD, WARREN, NJ 07059-7019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2014 · Amount on Record
Deed Sale	Oct 27, 2014 · Amount on Record
Prior Sale	Mar 19, 2002 · Amount on Record
Deed Document Number	201440429
Deed Book / Page	6751 / 872
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	4 RIDGE RD, WARREN, NJ 07059-7019
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006451
Date	Feb 11, 2022
Book Page	7424/1495
Instrument	2022006451

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	4 RIDGE RD, WARREN, NJ 07059-7019
Document Number	0000040334
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 RIDGE RD WARREN NJ 070597019, WARREN, NJ 07059-7019

Mortgage

Document Number	0000040334
Date	Oct 22, 2019
Book Page	007161/000180
Instrument	40334

Lender

Name	GARDEN ST HM LNS INC
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 21, 2039

Tax Assessment & Valuation

Source: Somerset County and Warren Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Warren Township
Elementary School District	Warren Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$900,900 (+6.05%) Land $327,000 Building $573,900	$900,900 (+6.05%) Land $327,000 Building $573,900
2025	$14,883.00 (+2.42%)	$849,500 (+15.3%) Land $311,300 Building $538,200	$849,500 (+15.3%) Land $311,300 Building $538,200
2024	$14,531.00 (+3.78%)
2023		$736,800 Land $266,700 Building $470,100	$736,800 Land $266,700 Building $470,100
2022	$14,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1979–2011)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Nov 2011 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures