5 Ridge Rd, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 5 Ridge Rd, Warren, NJ 07059

Property Summary

Property Type	Single Family Home
Details	2,748 sqft · built 2009
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$1,300,000 (Jun 2026)
Tax Bill	$16,777 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-00057-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`20-00057-0000-00035`
Alternative APNs	`2000059000000006` `00017730`

Interior

Stories	2 Stories
Building Area	2,748 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Account Number	00017730
Street Address	5 RIDGE RD
City	WARREN
State	NJ
Zip	07059-7038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20V
Legal Subdivision	JOHN F MUNDY
Legal Block	57
Legal Lot Number	35
Jurisdiction	SOMERSET NJ
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1004
Census Tract	52203

Owner

5 Ridge Rd is owned and occupied by an individual who bought it in June 2026.

Source: Somerset County and Warren Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5 RIDGE RD, WARREN, NJ 07059-7038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Jun 25, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Document Number	202617609
Deed Book / Page	7688 / 466
Prior Transfer Date	Dec 14, 2007
Prior Transfer Doc	0000000434
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 23, 2026
Property Address	5 RIDGE RD, WARREN, NJ 07059-7038
Document Number	0000017609
Book / Page	7688 / 466
Instrument Date	Jun 8, 2026
Instrument	202617609
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RIDGE RD, WARREN, NJ 07059-7038

Mortgage

Document Number	0000017610,
Date	Jun 23, 2026
Book Page	7688/472
Instrument	202617610

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 25, 2021
Property Address	5 RIDGE RD, WARREN, NJ 07059-7038
Document Number	0000039320
Book / Page	7356 / 2150
Instrument Date	Jun 23, 2021
Instrument	2021039320
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,623.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 ARBOR CIR, 41, BASKING RIDGE, NJ 07920-3167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RIDGE RD, WARREN, NJ 07059-7038

Mortgage

Document Number	0000039321
Date	Jun 25, 2021
Instrument	2021039321

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5 Ridge Rd was $16,777, up 2.4% from the year before.

Source: Somerset County and Warren Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Warren Township
Elementary School District	Warren Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,016,100 (+6.11%) Land $327,000 Building $689,100	$1,016,100 (+6.11%) Land $327,000 Building $689,100
2025	$16,777.00 (+2.37%)	$957,600 Land $311,300 Building $646,300	$957,600 Land $311,300 Building $646,300
2024	$16,388.00
2023		$831,200 Land $266,700 Building $564,500	$831,200 Land $266,700 Building $564,500
2022	$15,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1979–2011)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Nov 2011 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

4G LTE only, no 5G reported

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