7 Rainrock Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 7 Rainrock Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,765 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$249,800 (Jul 2025)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00150-0030`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00150-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,765 sqft Heated Area
Gross Area	2,614 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7 RAINROCK PL
City	PALM COAST
State	FL
Zip	32164-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 30 BLOCK 00015 LOT 0003 OR 358 PG 323 OR 2206/606
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	15
Legal Lot Number	3
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2013
Census Tract	60214

Owner

7 Rainrock Pl is owned by an individual who bought it in July 2025.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	23608 131ST AVE SE, KENT, WA 98031-3648
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Warranty Deed, Transfer · Conventional Mortgage ALL WESTERN MORTGAGE INC
May 18, 2017	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Prior Sale	May 18, 2017 · Amount on File
Deed Document Number	2025029327
Deed Book / Page	2976 / 273
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 16, 2025
Property Address	7 RAINROCK PL, PALM COAST, FL 32164-6851
Document Number	0029760273
Book / Page	2976 / 273
Map Reference	MB 10 PG 30-42
Instrument Date	Jun 17, 2025
Instrument	2025029327
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	VETERANS TITLE INC, VETERANS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,748.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 HORNBECK RDG, POUGHKEEPSIE, NY 12603-4205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23608 131ST AVE SE, KENT, WA 98031-3648

Mortgage

Document Number	0002976275
Date	Jul 16, 2025
Instrument	2976/275

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 18, 2017
Property Address	7 RAINROCK PL, PALM COAST, FL 32164-6851
Document Number	0022060606
Book / Page	2206 / 0606
Map Reference	MB10 PG30-42
Instrument Date	May 9, 2017
Instrument	2017017620
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3445 W CARMEN AVE, 3445, CHICAGO, IL 60625-4917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 HORNBECK RDG, POUGHKEEPSIE, NY 12603-4205

Mortgage

Document Number	2017017621
Date	May 18, 2017
Instrument	2017017621

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 7 Rainrock Pl was $4,011.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,011.00	$220,851 Land $53,500 Building $167,351	$220,851 Land $53,500 Building $167,351
2023	$3,599.00 (+4.32%)	$223,261 (+1.92%) Land $43,500 Building $179,761	$223,261 (+1.92%) Land $43,500 Building $179,761
2022	$3,450.00	$219,062 Land $44,500 Building $174,562	$219,062 Land $44,500 Building $174,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Rainrock Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Rainrock Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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