10 Rainrock Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 10 Rainrock Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 2000
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Jul 2023)
Tax Bill	$3,765 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00140-0110`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00140-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	1,226 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,367 sqft (0.238 acres)
Driveway	Concrete Driveway
Driveway Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 RAINROCK PL
City	PALM COAST
State	FL
Zip	32164-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 30 BLK 14 LOT 11 OR 195 PG 345 OR 674 PG 1809 OR 1352/1099 OR 2046/ 1851
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	14
Legal Lot Number	11
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2013
Census Tract	60214

Owner

10 Rainrock Pl is owned and occupied by two individuals who bought it in July 2023.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10 RAINROCK PL, PALM COAST, FL 32164-6851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	Nov 15, 2005 · Amount on File
Deed Document Number	202332467
Deed Book / Page	2800 / 317
Prior Transfer Date	Feb 4, 2015
Prior Transfer Doc	0020461851
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 27, 2023
Property Address	10 RAINROCK PL, PALM COAST, FL 32164-6851
Document Number	0028000317
Book / Page	2800 / 317
Map Reference	MB 10 PG 30-42
Instrument Date	Jul 18, 2023
Instrument	2023032467
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 N 12TH ST, FLAGLER BEACH, FL 32136-3120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RAINROCK PL, PALM COAST, FL 32164-6851

Mortgage

Document Number	0002800319
Date	Jul 27, 2023
Instrument	2800/319

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 10 Rainrock Pl was $3,765, up 27.1% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,765.00 (+27.07%)	$207,173 Land $54,000 Building $153,173	$207,173 Land $54,000 Building $153,173
2024	$2,963.00 (-6.94%)
2023	$3,184.00 (+5.89%)	$205,853 (+6.46%) Land $44,000 Building $161,853	$205,853 (+6.46%) Land $44,000 Building $161,853
2022	$3,007.00	$193,357 Land $45,000 Building $148,357	$193,357 Land $45,000 Building $148,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Rainrock Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Rainrock Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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