11 Rainrock Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 11 Rainrock Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,087 sqft · built 2003
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Nov 2023)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Jun 2026 Sale Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00150-0010`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00150-0010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,087 sqft Living Area
Gross Area	2,990 sqft
1st Floor Area	2,087 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,413 sqft (0.262 acres)
Driveway	Concrete Driveway
Driveway Area	603 sqft
Pool Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11 RAINROCK PL
City	PALM COAST
State	FL
Zip	32164-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 30 BLOCK 00015 LOT 0001 SUBDIVISION COMPLETION YEAR 1980 OR 227 PG 726 OR 252 PG 425-QC OR 737 PG 1896 OR 797 PG 1024
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	15
Legal Lot Number	1
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2013
Census Tract	60214

Owner

11 Rainrock Pl is owned and occupied by two individuals who acquired it in June 2026.

Source: Flagler County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 RAINROCK PL, PALM COAST, FL 32164-6851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 30, 2023	Warranty Deed, Transfer OCEAN BLUE TITLE LLC
Aug 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on File
Deed Sale	Nov 30, 2023 · Amount on File
Prior Sale	Jan 28, 2002 · Amount on File
Deed Document Number	202351608
Deed Book / Page	2829 / 1878
Last Transfer Date	Jun 8, 2026
Transfer Doc	0000025844
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 25, 2026
Property Address	11 RAINROCK PL, PALM COAST, FL 32164-6851
Document Number	0000025844
Book / Page	3066 / 323
Instrument Date	Jun 8, 2026
Instrument	202625844
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	11 RAINROCK PL, PALM COAST, FL 32164-6851

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 30, 2023
Property Address	11 RAINROCK PL, PALM COAST, FL 32164-6851
Document Number	0028291878
Book / Page	2829 / 1878
Map Reference	MB 10 PG 30-42
Instrument Date	Nov 17, 2023
Instrument	2023051608
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2920 COLUMBIA ST, SAN DIEGO, CA 92103-6078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RAINROCK PL, PALM COAST, FL 32164-6851

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	11 RAINROCK PL, PALM COAST, FL 32164-6851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022250364
Date	Aug 17, 2017
Book Page	2225/0364
Instrument	2017029202

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11 Rainrock Pl was $2,879.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,879.00	$201,586	$315,517 Land $54,000 Building $261,517
2023	$5,588.00 (+276.55%)	$301,640 (+94.28%) Land $44,000 Building $257,640	$301,640 (+3.97%) Land $44,000 Building $257,640
2022	$1,484.00 Homeowner's exemption Widower's exemption Additional exemption filed	$155,261	$290,112 Land $45,000 Building $245,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11 Rainrock Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Rainrock Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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