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7 Pumpkin Cay Rd, #B, Key Largo, FL 33037 Property Records

Monroe County property record for 7 Pumpkin Cay Rd, #B, Key Largo, FL 33037

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,545 sqft · built 1973
Lot Size4.82 acres (210,305 sqft)
Owner2 Trust Names on File
Last Sale$4,100,000 (Sep 2024)
Tax Bill$20,310 (2024)
Deeds & MortgagesMar 2022 Mortgage
Oct 2021 Sale
Flood ZoneZone AE (high risk)
APN00569513-000208

Property Details

APN / Parcel Number

Primary APN00569513-000208
Alternative APNs
  • 07594100569513000208
  • 1701157

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,545 sqft Living Area

Exterior

Year BuiltBuilt 1973
Lot Area210,305 sqft

Location & Zoning

Account Number1701157
Old Parcel Number07594100569513000208
Street Address7 PUMPKIN CAY RD # B, B
CityKEY LARGO
StateFL
Zip33037-3740
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionAPT PC-7B PUMPKIN CAY CONDOMINIUM NO 8 KEY LARGO OR762-1856 OR789-1420 OR1405-572 OR1405-575 OR1633-1746 OR1878-2239
Legal Range41E
Legal Township59S
Legal Section07
Legal SubdivisionPUMPKIN CAY O.R. #7 2ND REV
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3050
Census Tract972700

Owner

7 Pumpkin Cay Rd, #B is held in a trust since September 2024.

Source: Monroe County records, as of December 5, 2025

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address24 DOCKSIDE LN, KEY LARGO, FL 33037-5267
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES UNITED BANK
Oct 4, 2021Warranty Deed, Transfer
REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleSep 5, 2024 · Amount on File
Deed SaleSep 5, 2024 · Amount on File
Prior SaleOct 4, 2021 · Amount on File
Deed Document Number2473583
Deed Book / Page3291 / 783
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address7 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3740
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 BOYSENBERRY LN, SHELTON, CT 06484-3778

Mortgage

Document Number0031572394
DateMar 1, 2022
Book Page3157/2394
Instrument2363639
Lender
NamePEOPLES UNITED BANK
TypeBank
AddressBRIDGEPORT, CT 06604
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 4, 2021
Property Address7 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3740
Document Number0031291686
Book / Page3129 / 1686
Map ReferenceMB 552 PG 356
Instrument DateSep 30, 2021
Instrument2342533
Transaction TypeTransfer
Record UpdatedJun 9, 2023
Title CompanyREECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC

Transaction

AmountAmount on Record
Tax$20,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 QUAIL RIDGE DR, READING, PA 19607-9728

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 QUAIL RIDGE DR, READING, PA 19607-9728

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,439,471 Building $3,439,471$3,439,471 Building $3,439,471
2024$20,310.00 (+11.59%)
2023$18,200.00 (+17.12%)$2,790,382 (+23%) Building $2,790,382$2,790,382 (+23%) Building $2,790,382
2022$15,539.00$2,268,675 Building $2,268,675$2,268,675 Building $2,268,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Pumpkin Cay Rd, #B in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Pumpkin Cay Rd, #B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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