9 Pumpkin Cay Rd, #B, Key Largo, FL 33037 Property Records

Monroe County property record for 9 Pumpkin Cay Rd, #B, Key Largo, FL 33037

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 2,334 sqft · built 1973
Lot Size	4.82 acres (210,305 sqft)
Owner	Individual Name on Record
Last Sale	$5,000,000 (Sep 2022)
Tax Bill	$32,365 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2021 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`00569513-000210`

Property Details

APN / Parcel Number

Primary APN	`00569513-000210`
Alternative APNs	`07594100569513000210` `1701173`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,334 sqft Living Area

Exterior

Year Built	Built 1973
Lot Area	210,305 sqft

Location & Zoning

Account Number	1701173
Old Parcel Number	07594100569513000210
Street Address	9 PUMPKIN CAY RD # B, B
City	KEY LARGO
State	FL
Zip	33037-3740
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	APT PC-9B PUMPKIN CAY CONDOMINIUM NO. 8 KEY LARGO OR752-1999/2000 OR766-887 OR924-2384 OR1053-557 OR1301-472/73
Legal Range	41E
Legal Township	59S
Legal Section	07
Legal Subdivision	PUMPKIN CAY O.R. #7 2ND REV
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	972700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage BRJ HOLDINGS LLC
Nov 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jun 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY
May 22, 2017	Deed of Trust, Mortgage BANK OF AMERICA
Apr 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	May 19, 2021 · Amount on Record
Deed Document Number	2391643
Deed Book / Page	3194 / 1036
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 16, 2022
Property Address	9 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3740
Document Number	0031941036
Book / Page	3194 / 1036
Map Reference	MB 552 PG 356
Instrument Date	Sep 15, 2022
Instrument	2391643
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17207 EL VUELO RANCHO, 17207, SANTA ANA, CA 92067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3740

Mortgage

Document Number	0031941041
Date	Sep 16, 2022
Instrument	3194/1041

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 1, 2027
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	Other
Max Rate	9.12%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 19, 2021
Property Address	9 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3740
Document Number	0030981686
Book / Page	3098 / 1686
Instrument Date	Apr 1, 2021
Instrument	2320500
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 LUDLOW ST, 333, STAMFORD, CT 06902-6987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3740

Mortgage

Document Number	0030981690
Date	May 19, 2021
Instrument	3098/1690

Lender

Name	BRJ HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 1, 2022

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 30, 2018
Property Address	9 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3740
Document Number	0029381207
Book / Page	002938 / 001207
Instrument Date	Nov 29, 2018
Instrument	2196481
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$15,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	225 TOKENEKE RD DARIEN CT 068204821, DARIEN, CT 06820-4821

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 9, 2017
Property Address	9 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3740
Document Number	0028581896
Book / Page	002858 / 001896
Instrument Date	May 31, 2017
Instrument	2126537
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$8,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1485 WINDJAMMER WAY HOLLYWOOD FL 330195001, HOLLYWOOD, FL 33019-5001

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	9 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3740
Document Number	0028552459
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 PUMPKIN CAY RD #B KEY LARGO FL 330373740, B, KEY LARGO, FL 33037-3740

Mortgage

Document Number	0028552459
Date	May 24, 2017
Book Page	002855/002459
Instrument	2124447

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 19, 2017
Property Address	9 PUMPKIN CAY RD # B, B, KEY LARGO, FL 33037-3740
Document Number	0028500267
Book / Page	002850 / 000267
Instrument Date	Apr 17, 2017
Instrument	2119543
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$14,700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1485 WINDJAMMER WAY HOLLYWOOD FL 330195001, HOLLYWOOD, FL 33019-5001

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,754,685 (+12.69%) Building $4,754,685	$4,754,685 (+12.69%) Building $4,754,685
2024	$32,365.00 (+11.55%)
2023	$29,013.00 (+25.07%)	$4,219,430 (+23.39%) Building $4,219,430	$4,219,430 (+23.39%) Building $4,219,430
2022	$23,197.00	$3,419,661 Building $3,419,661	$3,419,661 Building $3,419,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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