Monroe County property record for 3 Pumpkin Cay Rd, #A, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 4 ba · 2,182 sqft · built 1973 |
| Lot Size | 4.82 acres (210,305 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,250,000 (Mar 2016) |
| Tax Bill | $26,409 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00569513-000203 |
| Primary APN | 00569513-000203 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,182 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Lot Area | 210,305 sqft |
| Account Number | 1701106 |
|---|---|
| Old Parcel Number | 07594100569513000203 |
| Street Address | 3 PUMPKIN CAY RD # A, A |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3740 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | APT PC-3A PUMPKIN CAY CONDOMINIUM NO. 8 KEY LARGO OR590-744 OR800-1635-1636 OR2072-1746 OR2788-2365/68 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | PUMPKIN CAY O.R. #7 2ND REV |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 972700 |
3 Pumpkin Cay Rd, #A is owned by an individual who bought it in March 2016.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 810 NE 20TH AVE, FORT LAUDERDALE, FL 33304-3036 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2016 · Amount on File |
| Deed Sale | Mar 30, 2016 · Amount on File |
| Prior Sale | Dec 31, 2004 · Amount on File |
| Deed Document Number | 2069490 |
| Deed Book / Page | 2788 / 2365 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,852,703 Building $4,852,703 | $4,852,703 Building $4,852,703 | |
| 2024 | $26,409.00 (+12.33%) | ||
| 2023 | $23,510.00 (+17.89%) | $4,233,754 (+23.62%) Building $4,233,754 | $4,233,754 (+23.62%) Building $4,233,754 |
| 2022 | $19,943.00 | $3,424,938 Building $3,424,938 | $3,424,938 Building $3,424,938 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Pumpkin Cay Rd, #A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Pumpkin Cay Rd, #A is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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