Suffolk County and Islip Town property record for 7 Prospect St, Central Islip, NY 11722
| Property Type | Single Family Home |
|---|---|
| Details | 2,433 sqft · built 2021 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $629,500 (Jul 2022) |
| Tax Bill | $5,711 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 101.-1-64 |
| Primary APN | 472889 101.-1-64 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,433 sqft Living Area |
|---|---|
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Account Number | 362760 |
|---|---|
| Street Address | 7 PROSPECT ST |
| City | CENTRAL ISLIP |
| State | NY |
| Zip | 11722-3323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | X2228425Y208283 T025H00000000 |
| Legal Subdivision | MAP PINEWOOD MANOR PARK 1 |
| Legal Block | 1000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 146404 |
7 Prospect St is owned and occupied by two individuals who bought it in July 2022.
Source: Suffolk County and Islip Town records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 PROSPECT ST, CENTRAL ISLIP, NY 11722-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 9, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on File |
| Deed Sale | Jul 21, 2022 · Amount on File |
| Prior Sale | Sep 9, 2021 · Amount on File |
| Deed Book / Page | 13165 / 752 |
| Prior Transfer Date | Oct 20, 2003 |
| Prior Transfer Doc | 0123050288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 21, 2022 |
| Property Address | 7 PROSPECT ST, CENTRAL ISLIP, NY 11722-3323 |
| Document Number | 0131650752 |
| Book / Page | 13165 / 752 |
| Instrument Date | Jun 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 79 POND HILL RD, GREAT NECK, NY 11020-1546 |
| Document Number | 0023440336 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 23440/336 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 9, 2021 |
| Property Address | 7 PROSPECT ST, CENTRAL ISLIP, NY 11722-3323 |
| Document Number | 0131190189 |
| Book / Page | 13119 / 189 |
| Instrument Date | Jul 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1069 CASSEL AVE, BAY SHORE, NY 11706-6115 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Central Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,700 Land $8,000 Building $36,700 | $629,577 (-1.76%) Land $112,676 Building $516,901 | |
| 2024 | $5,711.00 | $640,845 (+2.54%) Land $112,676 Building $528,169 | |
| 2023 | $45,500 (+165.69%) Land $8,000 Building $37,500 | $625,000 (+202.19%) Land $109,890 Building $515,110 | |
| 2022 | $17,125 Land $8,000 Building $9,125 | $206,823 Land $96,618 Building $110,205 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Prospect St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 18 (1978–2021) |
| Claims Outside the SFHA | 14 of 18 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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