Suffolk County and Islip Town property record for 2 Prospect St, Central Islip, NY 11722
| Property Type | Single Family Home |
|---|---|
| Details | 1,970 sqft · built 1972 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,000 (Dec 2025) |
| Tax Bill | $11,031 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Dec 2025 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 101.-1-82 |
| Primary APN | 472889 101.-1-82 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,970 sqft Living Area |
|---|---|
| 1st Floor Area | 1,070 sqft |
| Basement Area | 900 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Account Number | 362536 |
|---|---|
| Street Address | 2 PROSPECT ST |
| City | CENTRAL ISLIP |
| State | NY |
| Zip | 11722-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | X2228787Y208586 T025H00000000 |
| Legal Subdivision | PINEWOOD MANOR PART ONE |
| Legal Block | 1000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 146404 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 PROSPECT ST, CENTRAL ISLIP, NY 11722-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed, Transfer AMERICAN FINANCIAL NETWORK |
| Dec 3, 2025 | Deed, Transfer |
| Jul 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Jul 6, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Nov 21, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED MORTGAGE CORP |
| Dec 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Apr 2, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Dec 4, 1995 · Amount on Record |
| Deed Book / Page | 13318 / 622 |
| Prior Transfer Date | Oct 6, 2021 |
| Prior Transfer Doc | 1316000688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 3, 2025 |
| Property Address | 2 PROSPECT ST, CENTRAL ISLIP, NY 11722-3308 |
| Document Number | 0133180622 |
| Book / Page | 13318 / 622 |
| Instrument Date | Oct 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 PROSPECT ST, CENTRAL ISLIP, NY 11722-3308 |
| Document Number | 0023699293 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 23699/293 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 337 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 3, 2025 |
| Property Address | 2 PROSPECT ST, CENTRAL ISLIP, NY 11722-3308 |
| Document Number | 0133180622 |
| Book / Page | 13318 / 622 |
| Instrument Date | Oct 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 PROSPECT ST, CENTRAL ISLIP, NY 11722-3308 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 PROSPECT ST, CENTRAL ISLIP, NY 11722-3308 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234350551 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 23435/551 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 6, 2022 |
| Property Address | 2 PROSPECT ST, CENTRAL ISLIP, NY 11722-3308 |
| Document Number | 0131630688 |
| Book / Page | 13163 / 688 |
| Instrument Date | Oct 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2 PROSPECT ST, CENTRAL ISLIP, NY 11722-3308 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 PROSPECT ST, CENTRAL ISLIP, NY 11722-3308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0228760367 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 22876/367 |
| Instrument | 17-0206378 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 PROSPECT ST, CENTRAL ISLIP, NY 11722-3308 |
| Document Number | 0231020714 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1546 JOSHUAS PATH NORWALK CT 06854, NORWALK, CT 06854 |
| Document Number | 0231020714 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 023102/000714 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 2, 2020 |
| Property Address | 2 PROSPECT ST, CENTRAL ISLIP, NY 11722-3308 |
| Document Number | 0130540399 |
| Book / Page | 13054 / 399 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Central Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,800 (-) Land $8,500 Building $26,300 | $490,141 (-) Land $119,718 Building $370,423 | |
| 2024 | $11,031.00 | $34,800 (-) Land $8,500 Building $26,300 | $490,141 (+2.54%) Land $119,718 Building $370,423 |
| 2023 | $34,800 (-) Land $8,500 Building $26,300 | $478,022 (+13.74%) Land $116,758 Building $361,264 | |
| 2022 | $34,800 Land $8,500 Building $26,300 | $420,290 Land $102,657 Building $317,633 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 18 (1978–2021) |
| Claims Outside the SFHA | 14 of 18 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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