Suffolk County and Islip Town property record for 3 Prospect St, Central Islip, NY 11722
| Property Type | Duplex |
|---|---|
| Details | 2,030 sqft · built 1966 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Dec 2021) |
| Tax Bill | $10,267 (2024) |
| Deeds & Mortgages | May 2019 Refinance Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 101.-1-51 |
| Primary APN | 472889 101.-1-51 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,030 sqft Living Area |
|---|---|
| 1st Floor Area | 1,070 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Duplex Single |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 112 ft deep x 100 ft wide |
| Account Number | 362855 |
|---|---|
| Street Address | 3 PROSPECT ST |
| City | CENTRAL ISLIP |
| State | NY |
| Zip | 11722-3323 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | A |
| Legal Description | X2228529Y208451 T025H00000000 |
| Legal Subdivision | MAP PINEWOOD MANOR PART 1 |
| Legal Block | 1000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 146404 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 PROSPECT ST, CENTRAL ISLIP, NY 11722-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 20, 2021 | Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on Record |
| Deed Sale | Dec 20, 2021 · Amount on Record |
| Prior Sale | Apr 18, 2014 · Amount on Record |
| Deed Book / Page | 13134 / 897 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 PROSPECT ST, CENTRAL ISLIP, NY 11722-3323 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0230280311 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 23028/311 |
| Instrument | DK005308 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 20, 2021 |
| Property Address | 3 PROSPECT ST, CENTRAL ISLIP, NY 11722-3323 |
| Document Number | 0131340897 |
| Book / Page | 13134 / 897 |
| Instrument Date | Nov 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 74 GULLHAVEN DR, CENTRAL ISLIP, NY 11722-4644 |
| Document Number | 00DM053554 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | DM053554 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2051 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Central Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,000 (-) Land $7,600 Building $23,400 | $436,619 (-) Land $107,042 Building $329,577 | |
| 2024 | $10,267.00 | $436,619 (+2.53%) Land $107,042 Building $329,577 | |
| 2023 | $31,000 Land $7,600 Building $23,400 | $425,825 Land $104,396 Building $321,429 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 18 (1978–2021) |
| Claims Outside the SFHA | 14 of 18 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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