Bristol Town property record for 7 Prospect St, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,117 sqft · built 1880 |
| Lot Size | 0.094 acres (4,082 sqft) |
| Owner | Company Name on Record |
| Last Sale | $455,000 (Mar 2024) |
| Tax Bill | $5,248 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0058-82 |
| Primary APN | 50-0058-82 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,117 sqft Living Area |
| Gross Area | 2,114 sqft |
| Basement Area | 638 sqft |
| Unfinished Basement | 638 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,082 sqft (0.094 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 50-0058-82 |
|---|---|
| Street Address | 7 PROSPECT ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Lot Number | 10 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 30800 |
Source: Bristol Town records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7 PROSPECT ST, BRISTOL, RI 02809-3203 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 1, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY |
| Mar 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Jun 28, 2019 | Warranty Deed, Transfer · FHA Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on Record |
| Deed Sale | Mar 1, 2024 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 2024383 |
| Deed Book / Page | 2237 / 238 |
| Last Transfer Date | Jan 3, 2025 |
| Transfer Doc | 002269-279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Mar 1, 2024 |
| Property Address | 7 PROSPECT ST, BRISTOL, RI 02809-3203 |
| Document Number | 002237-238 |
| Book / Page | 2237 / 238 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024-383 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002024384 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 2024-384 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 7 PROSPECT ST, BRISTOL, RI 02809-3203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2101-46 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 2101/46 |
| Instrument | 10273 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Jun 28, 2019 |
| Property Address | 7 PROSPECT ST, BRISTOL, RI 02809-3203 |
| Document Number | 1987-168 |
| Book / Page | 1987 / 168 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 1637 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 PROSPECT ST, BRISTOL, RI 02809-3203 |
| Document Number | 1638 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 1638 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,248.00 (+45.54%) | |
| 2025 | $3,606.00 (+3.44%) | $260,900 (-) Land $106,500 Building $154,400 |
| 2023 | $3,486.00 (+2.77%) | $260,900 (-) Land $106,500 Building $154,400 |
| 2022 | $3,392.00 | $260,900 Land $106,500 Building $154,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 units insured incl. 3 condo units |
| Nearby Flood Claims | 9 (2010–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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