Bristol Town property record for 10 Prospect St, Bristol, RI 02809
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2.5 ba · 1,570 sqft · built 1850 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $547,500 (Sep 2025) |
| Tax Bill | $5,727 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-0090-00 |
| Primary APN | 16-0090-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,570 sqft Living Area |
| Gross Area | 2,451 sqft |
| 1st Floor Area | 785 sqft |
| Basement Area | 785 sqft |
| Unfinished Basement | 785 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,879 sqft (0.112 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1970 |
|---|---|
| Street Address | 10 PROSPECT ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-3204 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R-6 |
| Legal Lot Number | 18 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30700 |
10 Prospect St, a residential property, is owned and occupied by two individuals who bought it in September 2025.
Source: Bristol Town records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 PROSPECT ST, BRISTOL, RI 02809-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 27, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Dec 30, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on File |
| Deed Sale | Sep 30, 2025 · Amount on File |
| Deed Book / Page | 2295 / 259 |
| Prior Transfer Date | Nov 2, 2021 |
| Prior Transfer Doc | 002151-153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Sep 30, 2025 |
| Property Address | 10 PROSPECT ST, BRISTOL, RI 02809-3204 |
| Document Number | 002295-259 |
| Book / Page | 2295 / 259 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025-2186 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT ST, BRISTOL, RI 02809-3204 |
| Document Number | 0020252187 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-2187 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Dec 27, 2021 |
| Property Address | 10 PROSPECT ST, BRISTOL, RI 02809-3204 |
| Document Number | 002151-153 |
| Book / Page | 2151 / 153 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 14179 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Dec 30, 2019 |
| Property Address | 10 PROSPECT ST, BRISTOL, RI 02809-3204 |
| Document Number | 2015-103 |
| Book / Page | 002015 / 000103 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 3766 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PROSPECT ST BRISTOL RI 028093204, BRISTOL, RI 02809-3204 |
The 2026 property tax bill for 10 Prospect St was $5,727, up 19.7% from the year before.
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,727.00 (+19.71%) | |
| 2025 | $4,784.00 | $450,900 Land $145,300 Building $305,600 |
| 2023 | $4,168.00 (+2.76%) | $312,000 (-) Land $121,100 Building $190,900 |
| 2022 | $4,056.00 | $312,000 Land $121,100 Building $190,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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