Bristol Town property record for 11 Prospect St, Bristol, RI 02809
| Property Type | Triplex |
|---|---|
| Details | 8 bd · 3 ba · 2,363 sqft · built 1880 |
| Lot Size | 0.119 acres (5,201 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Jul 2017) |
| Tax Bill | $7,962 (2026) |
| Deeds & Mortgages | Sep 2022 Refinance Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0028-78 |
| Primary APN | 50-0028-78 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,363 sqft Living Area |
| Gross Area | 3,956 sqft |
| 1st Floor Area | 945 sqft |
| Basement Area | 945 sqft |
| Unfinished Basement | 945 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Triplex |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,201 sqft (0.119 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 50-0028-78 |
|---|---|
| Street Address | 11 PROSPECT ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-3297 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R-6 |
| Legal Lot Number | 12 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 30800 |
11 Prospect St, a triplex, is owned and occupied by an individual who bought it in July 2017.
Source: Bristol Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 PROSPECT ST, BRISTOL, RI 02809-3297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Nov 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 11, 2017 | Deed, Transfer · FHA Mortgage PACIFIC UNION FINCL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2017 · Amount on File |
| Deed Sale | Jul 11, 2017 · Amount on File |
| Prior Sale | Nov 10, 1998 · Amount on File |
| Deed Book / Page | 1899 / 109 |
| Transfer Doc | 0673000223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 11 PROSPECT ST, BRISTOL, RI 02809-3297 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002187-290 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 2187/290 |
| Instrument | 2838 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 11 PROSPECT ST, BRISTOL, RI 02809-3297 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2143-304 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 2143/304 |
| Instrument | 13545 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Jul 11, 2017 |
| Property Address | 11 PROSPECT ST, BRISTOL, RI 02809-3297 |
| Document Number | 1899-109 |
| Book / Page | 1899 / 109 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.06 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 18990111 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 01899/0111 |
| Name | PACIFIC UNION FINCL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 11, 2047 |
The 2026 property tax bill for 11 Prospect St was $7,962, up 40.4% from the year before.
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,962.00 (+40.45%) | |
| 2025 | $5,669.00 | $410,200 Land $122,700 Building $287,500 |
| 2023 | $5,480.00 (+2.76%) | $410,200 (-) Land $122,700 Building $287,500 |
| 2022 | $5,333.00 | $410,200 Land $122,700 Building $287,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11 Prospect St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 units insured incl. 3 condo units |
| Nearby Flood Claims | 9 (2010–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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