Essex County and Merrimac Town property record for 7 Pine St, Merrimac, MA 01860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,396 sqft · built 1880 |
| Lot Size | 0.356 acres (15,525 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $301,000 (Oct 2009) |
| Tax Bill | $7,794 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MERR M:0005 B:0002 L:00007 |
| Primary APN | MERR M:0005 B:0002 L:00007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| Gross Area | 3,784 sqft |
| Basement Area | 702 sqft |
| Unfinished Basement | 702 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,525 sqft (0.356 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 7 PINE ST |
|---|---|
| City | MERRIMAC |
| State | MA |
| Zip | 01860-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MERRIMAC MA |
| Township / Civil Division | MERRIMAC |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 262100 |
Source: Essex County and Merrimac Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 PINE ST, MERRIMAC, MA 01860-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Sep 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2009 · Amount on Record |
| Deed Sale | Oct 29, 2009 · Amount on Record |
| Prior Sale | Jun 18, 1998 · Amount on Record |
| Deed Book / Page | 29028 / 431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERRIMAC MA |
| Property Address | 7 PINE ST, MERRIMAC, MA 01860-1413 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041193-473 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 41193/473 |
| Instrument | 97 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERRIMAC MA |
| Property Address | 7 PINE ST, MERRIMAC, MA 01860-1413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37858-495 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 37858/495 |
| Instrument | 20190920000940 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2029 |
Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Merrimac Town |
| Unified School District | Pentucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,794.00 (+2.66%) | $588,200 (+4.59%) Land $295,400 Building $292,800 | $627,190 |
| 2024 | $7,592.00 (+13.62%) | $562,400 (+24.31%) Land $279,000 Building $283,400 | |
| 2023 | $6,682.00 | $452,400 Land $236,300 Building $216,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERRIMAC WATER DEPARTMENT serves 6,988 people · EPA ID MA3180000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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