11 Pine St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 11 Pine St, Merrimac, MA 01860

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,546 sqft · built 1846
Lot Size	0.286 acres (12,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,900 (May 2019)
Tax Bill	$8,037 (2026)
Deeds & Mortgages	Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0005 B:0002 L:00006`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0005 B:0002 L:00006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,546 sqft Living Area
Gross Area	4,193 sqft
Basement Area	790 sqft
Unfinished Basement	790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1846
Effective Year Built	Effective 1846
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,454 sqft (0.286 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	11 PINE ST
City	MERRIMAC
State	MA
Zip	01860-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Block	2
Legal Lot Number	6
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	1
Census Block	1005
Census Tract	262100

Owner

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 PINE ST, MERRIMAC, MA 01860-1413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Book / Page	37528 / 3
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMAC MA
Property Address	11 PINE ST, MERRIMAC, MA 01860-1413
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38953-446
Date	Sep 18, 2020
Book Page	38953/446
Instrument	20200918005020

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,037.00 (+0.99%)	$609,300 (+1.45%) Land $291,200 Building $318,100	$660,521 (-3.87%)
2025	$7,958.00 (+2.79%)	$600,600 (+4.73%) Land $291,200 Building $309,400	$687,135
2024	$7,742.00 (+7.07%)	$573,500 (+17.14%) Land $275,100 Building $298,400
2023	$7,231.00	$489,600 Land $233,000 Building $256,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERRIMAC WATER DEPARTMENT serves 6,988 people · EPA ID MA3180000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20