4 Pine St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 4 Pine St, Merrimac, MA 01860

Property Summary

Property Type	Condominium
Details	4 bd · 1 ba · 1,820 sqft · built 1881
Owner	Individual Name on File
Last Sale	$265,000 (Oct 2020)
Tax Bill	$5,079 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0005 B:0001 L:003-2`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0005 B:0001 L:003-2`
Alternative APN	`M:0005 B:0001 L:003=2`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	3,250 sqft
Basement Area	785 sqft
Unfinished Basement	785 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 PINE ST
City	MERRIMAC
State	MA
Zip	01860-1412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	VR
Legal Subdivision	04 & 06 PINE STREET CONDO
Legal Block	1
Legal Lot Number	3-2
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	1
Census Block	1009
Census Tract	262100

Owner

Source: Essex County and Merrimac Town records · APN MERR M:0005 B:0001 L:003-2

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 PINE ST, MERRIMAC, MA 01860-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Book / Page	39115 / 173
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRIMAC MA
Recording Date	Oct 29, 2020
Property Address	4 PINE ST, MERRIMAC, MA 01860-1412
Document Number	39115-173
Book / Page	39115 / 173
Instrument Date	Oct 23, 2020
Instrument	20201029001070
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PINE ST, MERRIMAC, MA 01860-1412

Mortgage

Document Number	201029001080
Date	Oct 29, 2020
Instrument	201029001080

Lender

Name	PENTUCKET BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Merrimac Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,079.00 (+7.93%)	$383,300 (+9.95%) Building $383,300	$428,165
2024	$4,706.00 (-0.02%)	$348,600 (+9.38%) Building $348,600
2023	$4,707.00	$318,700 Building $318,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 345 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MERRIMAC WATER DEPARTMENT serves 6,988 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.