7 Osprey Rd, Beaufort, SC 29907 Property Records

Beaufort County property record for 7 Osprey Rd, Beaufort, SC 29907

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,612 sqft · built 2012
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,000 (Nov 2018)
Tax Bill	$1,699 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R20000500A01460000`

Property Details

APN / Parcel Number

Primary APN	`R20000500A01460000`
Alternative APN	`00846053`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area

Exterior

Year Built	Built 2012
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00846053
Old Parcel Number	R20000500A01460000
Street Address	7 OSPREY RD
City	BEAUFORT
State	SC
Zip	29907-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6102
Legal Description	LOT 163 SUMERSET POINT AT LADY'S ISLAND PH 1 PB131 PG134-135 FKA COOSAW RIVE
Legal Subdivision	SOMERSET POINT S/D
Legal Phase	1
Legal Block	Q
Legal Lot Number	163
Jurisdiction	BEAUFORT SC
Township / Civil Division	ST. HELENA ISLAND
Census Block Group	1
Census Block	1010
Census Tract	901

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 OSPREY RD, BEAUFORT, SC 29907-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Nov 19, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Oct 24, 2012 · Amount on Record
Deed Document Number	2018062228
Deed Book / Page	3715 / 3246
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	7 OSPREY RD, BEAUFORT, SC 29907-1831
Document Number	0000003184
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 OSPREY RD BEAUFORT SC 299071831, BEAUFORT, SC 29907-1831

Mortgage

Document Number	0000003184
Date	Jan 17, 2020
Book Page	003829/002009
Instrument	3184

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 19, 2018
Property Address	7 OSPREY RD, BEAUFORT, SC 29907-1831
Document Number	0000062228
Book / Page	003715 / 003246
Instrument Date	Nov 8, 2018
Instrument	62228
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$928.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 OSPREY RD BEAUFORT SC 299071831, BEAUFORT, SC 29907-1831

Mortgage

Document Number	62229
Date	Nov 19, 2018
Book Page	003715/003250
Instrument	62229

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,699.00	$11,550 (-17.52%)
2024	$1,699.00	$14,004 (-) Land $2,000 Building $12,004	$350,100 (-) Land $50,000 Building $300,100
2023	$1,699.00 (+6.65%)	$14,004 (+39.48%) Land $2,000 Building $12,004	$350,100 (+39.48%) Land $50,000 Building $300,100
2022	$1,593.00	$10,040 Land $2,320 Building $7,720	$251,000 Land $58,000 Building $193,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 559 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	559 in force
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	7 of 64
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sparklight Fiber	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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