11 Osprey Rd, Beaufort, SC 29907 Property Records

Beaufort County property record for 11 Osprey Rd, Beaufort, SC 29907

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,468 sqft · built 2011
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Apr 2023)
Tax Bill	$8,038 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R20000500A01440000`

Property Details

APN / Parcel Number

Primary APN	`R20000500A01440000`
Alternative APN	`00846035`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,468 sqft Living Area

Exterior

Year Built	Built 2011
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00846035
Old Parcel Number	R20000500A01440000
Street Address	11 OSPREY RD
City	BEAUFORT
State	SC
Zip	29907-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6102
Legal Description	LOT 161 SUMERSET POINT AT LADY'S ISLAND PH 1 PB131 PG134-135 FKA COOSAW RIVE
Legal Subdivision	SOMERSET POINT S/D
Legal Phase	1
Legal Block	Q
Legal Lot Number	161
Jurisdiction	BEAUFORT SC
Township / Civil Division	ST. HELENA ISLAND
Census Block Group	1
Census Block	1010
Census Tract	901

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11 OSPREY RD, BEAUFORT, SC 29907-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Sep 27, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Mar 15, 2018	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	2023017353
Deed Book / Page	4233 / 2096
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 14, 2023
Property Address	11 OSPREY RD, BEAUFORT, SC 29907-1831
Document Number	0000017353
Book / Page	4233 / 2096
Map Reference	MB 131 PG 134
Instrument Date	Apr 6, 2023
Instrument	2023017353
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 OSPREY RD, BEAUFORT, SC 29907-1831

Mortgage

Document Number	0000017354
Date	Apr 14, 2023
Instrument	2023017354

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	11 OSPREY RD, BEAUFORT, SC 29907-1831
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066650
Date	Sep 21, 2021
Book Page	4062/1646
Instrument	2021066650

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 27, 2019
Property Address	11 OSPREY RD, BEAUFORT, SC 29907-1831
Document Number	0000052069
Book / Page	3797 / 1659
Map Reference	MB 131 PG 134
Instrument Date	Sep 26, 2019
Instrument	2019052069
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$923.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 OSPREY RD, BEAUFORT, SC 29907-1831

Mortgage

Document Number	0000052070
Date	Sep 27, 2019
Instrument	2019052070

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 15, 2018
Property Address	11 OSPREY RD, BEAUFORT, SC 29907-1831
Document Number	0000013360
Book / Page	3651 / 1460
Map Reference	MB 131 PG 134
Instrument Date	Mar 8, 2018
Instrument	2018013360
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 OSPREY RD, BEAUFORT, SC 29907-1831

Mortgage

Document Number	0000013361
Date	Mar 15, 2018
Instrument	2018013361

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,038.00 (+180.07%)	$30,000 (+5%)
2024	$2,870.00 (+21.56%)	$20,000 (+1.32%) Land $2,000 Building $18,000	$500,000 (-) Land $50,000 Building $450,000
2023	$2,361.00 (+6.74%)	$19,740 (+39.01%) Land $2,000 Building $17,740	$500,000 (+40.85%) Land $50,000 Building $450,000
2022	$2,212.00	$14,200 Land $2,320 Building $11,880	$355,000 Land $58,000 Building $297,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 559 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	559 in force
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	7 of 64
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sparklight Fiber	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Osprey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures