15 Osprey Rd, Beaufort, SC 29907 Property Records

Beaufort County property record for 15 Osprey Rd, Beaufort, SC 29907

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,015 sqft · built 2011
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,505 (Oct 2011)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R20000500A01420000`

Property Details

APN / Parcel Number

Primary APN	`R20000500A01420000`
Alternative APN	`00846017`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,015 sqft Living Area

Exterior

Year Built	Built 2011
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00846017
Old Parcel Number	R20000500A01420000
Street Address	15 OSPREY RD
City	BEAUFORT
State	SC
Zip	29907-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6102
Legal Description	LOT 159 SUMERSET POINT AT LADY'S ISLAND PH 1 PB131 PG134-135 FKA COOSAW RIVER
Legal Subdivision	SOMERSET POINT S/D
Legal Phase	1
Legal Block	Q
Legal Lot Number	159
Jurisdiction	BEAUFORT SC
Township / Civil Division	ST. HELENA ISLAND
Census Block Group	1
Census Block	1010
Census Tract	901

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	15 OSPREY RD, BEAUFORT, SC 29907-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2011 · Amount on Record
Deed Sale	Oct 21, 2011 · Amount on Record
Prior Sale	Jun 18, 2010 · Amount on Record
Deed Document Number	0031131948
Deed Book / Page	2966 / 1414
Prior Transfer Date	Apr 13, 2011
Prior Transfer Doc	2011018305
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	15 OSPREY RD, BEAUFORT, SC 29907-1831
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009482
Date	Feb 25, 2019
Book Page	3739/2597
Instrument	2019009482

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	BEAUFORT, SC 29907

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	15 OSPREY RD, BEAUFORT, SC 29907-1831
Document Number	0000002400
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OSPREY RD BEAUFORT SC 299071831, BEAUFORT, SC 29907-1831

Mortgage

Document Number	0000002400
Date	Jan 17, 2018
Book Page	003637/000918
Instrument	2400

Lender

Name	FIRST UNITED BK
Type	Bank
Address	OAKLAND, MD 21550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,516.00	$12,230 (-25.24%)
2024	$1,516.00	$16,360 (-) Land $2,000 Building $14,360	$409,000 (-) Land $50,000 Building $359,000
2023	$1,516.00 (+9.46%)	$16,360 (+53.7%) Land $2,000 Building $14,360	$409,000 (+53.7%) Land $50,000 Building $359,000
2022	$1,385.00	$10,644 Land $2,320 Building $8,324	$266,100 Land $58,000 Building $208,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 559 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	559 in force
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	7 of 64
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sparklight Fiber	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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