7 Oak St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 7 Oak St, Biddeford, ME 04005

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,100 sqft · built 1900
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on File
Last Sale$237,500 (Feb 2022)
Tax Bill$4,206 (2025)
Deeds & MortgagesDec 2025 Transfer
Feb 2021 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APNBIDD M:39 L:204

Property Details

APN / Parcel Number

Primary APNBIDD M:39 L:204

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,100 sqft Living Area
Gross Area4,416 sqft
1st Floor Area1,050 sqft
AtticAttic
Attic Area726 sqft
Basement Area726 sqft
Unfinished Basement726 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address7 OAK ST
CityBIDDEFORD
StateME
Zip04005-3410
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal Lot Number204
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group4
Census Block4004
Census Tract25206

Owner

Source: York County and Biddeford City records · APN BIDD M:39 L:204

Assessment roll updated May 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address158 BERUBE LN, HOLLIS, ME
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2025Quit Claim Deed, Transfer
Feb 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LINCOLN CAPITAL LLC
May 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PINE PT HTS LLC
Jul 13, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Feb 08, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CHICKADEE EQUITY LLC
Mar 26, 2018Deed of Trust, Transfer
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 08, 2022 · Amount on Record
Deed SaleFeb 08, 2022 · Amount on Record
Prior SaleApr 02, 2018 · Amount on Record
Deed Document Number20226423
Deed Book / Page18948 / 785
Last Transfer DateDec 18, 2025
Transfer Doc0198130711
Record UpdatedSep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBIDDEFORD ME
Recording DateDec 26, 2025
Property Address7 OAK ST, BIDDEFORD, ME 04005-3410
Document Number0198130711
Book / Page19813 / 711
Instrument DateDec 18, 2025
Instrument2025046719
Transaction TypeTransfer
Record UpdatedJan 14, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address158 BERUBE LN, HOLLIS, ME

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address7 OAK ST, BIDDEFORD, ME 04005-3410
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0378190213
DateFeb 17, 2021
Book Page37819/213
Instrument11106
Lender
NameLINCOLN CAPITAL LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address7 OAK ST, BIDDEFORD, ME 04005-3410
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0186620126
DateMay 12, 2021
Book Page18662/126
Instrument2021027296
Lender
NamePINE PT HTS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address7 OAK ST, BIDDEFORD, ME 04005-3410
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0192720442
DateJul 13, 2023
Book Page19272/442
Instrument2023019813
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateFeb 08, 2022
Property Address7 OAK ST, BIDDEFORD, ME 04005-3410
Document Number0189480785
Book / Page18948 / 785
Instrument DateFeb 07, 2022
Instrument2022006423
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5A RITA RD, KENNEBUNKPORT, ME 04046-6543

Mortgage

Document Number2022006424
DateFeb 08, 2022
Instrument2022006424
Lender
NameCHICKADEE EQUITY LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2018: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address7 OAK ST, BIDDEFORD, ME 04005-3410
Document Number0176870430
Instrument DateMar 26, 2018
Transaction TypeTransfer
Record UpdatedMay 01, 2018

Transaction

Additional
  • Intrafamily Transfer

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7 OAK ST BIDDEFORD ME 040053410, BIDDEFORD, ME 04005-3410

Mortgage

Document Number0176870430
DateApr 02, 2018
Book Page017687/000430
Instrument12004
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
AmountAmount Recorded
Term180 Months
DueApr 01, 2033

Tax Assessment & Valuation

Source: York County and Biddeford City records · Assessment roll updated May 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,206.00 (+6.24%)$281,500 (+1.11%) Land $116,600 Building $164,900
2024$3,959.00 (-1.96%)$278,400 (-9.55%) Land $116,600 Building $161,800
2023$4,038.00 (+27.7%)$307,800 (+59.73%) Land $116,600 Building $191,200
2022$3,162.00$192,700 Land $56,400 Building $136,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Consolidated Communications
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Biddeford Internet, VVD Funding.

Based on FCC filings for 455 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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