York County and Biddeford City property record for 20 Oak St, Biddeford, ME 04005 · Last verified August 2026
| Property Type | Triplex |
|---|---|
| Details | 8 bd · 3 ba · 2,814 sqft · built 1930 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Feb 2022) |
| Tax Bill | $5,735 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jan 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:39 L:197 |
| Primary APN | BIDD M:39 L:197 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,814 sqft Living Area |
| Gross Area | 5,120 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,076 sqft |
| Unfinished Basement | 1,076 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 OAK ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-4473 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Lot Number | 197 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 25206 |
Source: York County and Biddeford City records · APN BIDD M:39 L:197
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 PINE ST, PORTLAND, ME 04102-3719 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jan 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Feb 22, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ARC HOME LLC |
| Dec 05, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on Record |
| Deed Sale | Feb 22, 2022 · Amount on Record |
| Prior Sale | Dec 05, 2019 · Amount on Record |
| Deed Document Number | 20228635 |
| Deed Book / Page | 18959 / 747 |
| Transfer Doc | 16107-0596 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 20 OAK ST, BIDDEFORD, ME 04005-4473 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0196300051 |
|---|---|
| Date | Apr 01, 2025 |
| Book Page | 19630/51 |
| Instrument | 2025009720 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 20 OAK ST, BIDDEFORD, ME 04005-4473 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0178790543 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 17879/543 |
| Instrument | 2019001619 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Feb 22, 2022 |
| Property Address | 20 OAK ST, BIDDEFORD, ME 04005-4473 |
| Document Number | 0189590747 |
| Book / Page | 18959 / 747 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022008635 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 PINE ST, PORTLAND, ME 04102-3719 |
| Document Number | 2022008636 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2022008636 |
| Name | ARC HOME LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Dec 05, 2019 |
| Property Address | 20 OAK ST, BIDDEFORD, ME 04005-4473 |
| Document Number | 0181150184 |
| Book / Page | 18115 / 184 |
| Instrument Date | Nov 29, 2019 |
| Instrument | 19052306 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2633, KENNEBUNKPORT, ME 04046-2633 |
| Document Number | 0019052307 |
|---|---|
| Date | Dec 05, 2019 |
| Instrument | 19052307 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Biddeford City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,735.00 (+6.44%) | $383,900 (+1.32%) Land $122,800 Building $261,100 |
| 2024 | $5,388.00 (+9.42%) | $378,900 (+0.96%) Land $122,800 Building $256,100 |
| 2023 | $4,924.00 (+8.41%) | $375,300 (+35.59%) Land $122,800 Building $252,500 |
| 2022 | $4,542.00 | $276,800 Land $59,400 Building $217,400 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| GoNetspeed | Fiber | 2,000 / 2,000 |
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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