7 North St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 7 North St, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,727 sqft · built 2007
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Aug 2013)
Tax Bill	$14,586 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00046-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`41-00046-0000-00021`
Alternative APNs	`410004600021` `087900`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,727 sqft Living Area
1st Floor Area	1,513 sqft
Upper Floors Area	1,383 sqft
Basement Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	169 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	087900
Street Address	7 NORTH ST
City	RUMSON
State	NJ
Zip	07760-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Block	46
Legal Lot Number	21
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1010
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 NORTH ST, RUMSON, NJ 07760-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2013 · Amount on Record
Deed Sale	Aug 12, 2013 · Amount on Record
Prior Sale	Mar 21, 2007 · Amount on Record
Deed Document Number	201390829
Deed Book / Page	9030 / 6796
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	7 NORTH ST, RUMSON, NJ 07760-1609
Document Number	0000072463
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	TITLE TEAM LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 NORTH ST RUMSON NJ 077601609, RUMSON, NJ 07760-1609

Mortgage

Document Number	0000072463
Date	Aug 12, 2019
Book Page	009362/002255
Instrument	72463

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2034

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,548,400 (+11.36%) Land $822,700 Building $725,700	$1,548,400 (+11.36%) Land $822,700 Building $725,700
2025	$14,586.00 (+2.63%)	$1,390,500 (+13.76%) Land $764,800 Building $625,700	$1,390,500 (+13.76%) Land $764,800 Building $625,700
2024	$14,212.00 (-1.37%)
2023		$1,222,300 Land $679,300 Building $543,000	$1,222,300 Land $679,300 Building $543,000
2022	$14,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	17 (1978–2012)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20