7 Mount Vernon Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 7 Mount Vernon Rd, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details2,067 sqft · built 1950
Lot Size0.212 acres (9,240 sqft)
Owner2 Individual Names on File
Last Sale$957,000 (Aug 2020)
Tax Bill$24,763 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-04601-0000-00019

Property Details

APN / Parcel Number

Primary APN13-04601-0000-00019
Alternative APN
  • 130460100019

Interior

Stories2 Stories
Building Area2,067 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area9,240 sqft (0.212 acres)
Lot Dimensions168 ft deep x 55 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130460100019
Street Address7 MOUNT VERNON RD
CityMONTCLAIR
StateNJ
Zip07043-2417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description55X168 IRR
Legal Block4601
Legal Lot Number19
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group1
Census Block1002
Census Tract16300

Owner

7 Mount Vernon Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address7 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2020 · Amount on File
Deed SaleAug 7, 2020 · Amount on File
Prior SaleSep 29, 2014 · Amount on File
Deed Document Number202075162
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address7 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Document Number0000075163
Instrument DateJul 2, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyFOUNDATION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7 MOUNT VERNON RD MONTCLAIR NJ 070432417, MONTCLAIR, NJ 07043-2417

Mortgage

Document Number0000075163
DateAug 7, 2020
Instrument75163
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7 Mount Vernon Rd was $24,763, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$704,300 (-) Land $356,300 Building $348,000$704,300 (-) Land $356,300 Building $348,000
2025$24,763.00 (+3.32%)$704,300 Land $356,300 Building $348,000$704,300 Land $356,300 Building $348,000
2024$23,967.00
2023$704,300 Land $356,300 Building $348,000$704,300 Land $356,300 Building $348,000
2022$23,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Mount Vernon Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims6 (2007–2023)
Claims Outside the SFHA6 of 6
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Mount Vernon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: AT&T, T-Mobile.

Nearby Properties on Mount Vernon Rd

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