2 Mount Vernon Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 2 Mount Vernon Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,722 sqft · built 1950
Lot Size	0.201 acres (8,769 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Aug 2019)
Tax Bill	$22,284 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-04601-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`13-04601-0000-00039`
Alternative APN	`130460100039`

Interior

Stories	2 Stories
Building Area	1,722 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	8,769 sqft (0.201 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130460100039
Street Address	2 MOUNT VERNON RD
City	MONTCLAIR
State	NJ
Zip	07043-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	8770SF
Legal Block	4601
Legal Lot Number	39
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1002
Census Tract	16300

Owner

2 Mount Vernon Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK NA
Aug 20, 2019	Grant Deed, Transfer · Conventional Mortgage WYNDHAM CAP MTG
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2019 · Amount on File
Deed Sale	Aug 20, 2019 · Amount on File
Prior Sale	Jul 11, 2006 · Amount on File
Deed Document Number	201977995
Prior Transfer Date	Mar 22, 2016
Prior Transfer Doc	0000034020
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	2 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 NT VERNON RD, MONTCLAIR, NJ

Mortgage

Document Number	0000075077
Date	Dec 3, 2025
Instrument	2025075077

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	2 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417

Mortgage

Document Number	0000074396
Date	Aug 9, 2022
Instrument	2022074396

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	2 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021127335
Date	Oct 22, 2021
Instrument	2021127335

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 1, 2051
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	2 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Document Number	0000049994
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	SIMPLICITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MOUNT VERNON RD MONTCLAIR NJ 070432417, MONTCLAIR, NJ 07043-2417

Mortgage

Document Number	0000049994
Date	May 26, 2020
Instrument	49994

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 20, 2019
Property Address	2 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Document Number	0000077995
Instrument Date	Jul 19, 2019
Instrument	77995
Transaction Type	Transfer
Record Updated	Sep 3, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MOUNT VERNON RD MONTCLAIR NJ 070432417, MONTCLAIR, NJ 07043-2417

Mortgage

Document Number	77996
Date	Aug 20, 2019
Instrument	77996

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	2 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Document Number	0000048150
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 MOUNT VERNON RD MONTCLAIR NJ 070432417, MONTCLAIR, NJ 07043-2417

Mortgage

Document Number	0000048150
Date	Jun 5, 2017
Instrument	48150

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2 Mount Vernon Rd was $22,284, up 5.6% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,800 (-) Land $318,500 Building $315,300	$633,800 (-) Land $318,500 Building $315,300
2025	$22,284.00 (+5.57%)	$633,800 Land $318,500 Building $315,300	$633,800 Land $318,500 Building $315,300
2024	$21,108.00
2023		$620,300 Land $318,500 Building $301,800	$620,300 Land $318,500 Building $301,800
2022	$20,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Mount Vernon Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2007–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Mount Vernon Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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