4 Mount Vernon Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 4 Mount Vernon Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,886 sqft · built 1941
Lot Size	0.181 acres (7,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Jul 2022)
Tax Bill	$26,366 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04601-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`13-04601-0000-00038`
Alternative APN	`130460100038`

Interior

Stories	2 Stories
Building Area	2,886 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Lot Area	7,865 sqft (0.181 acres)
Lot Dimensions	121 ft deep x 65 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130460100038
Street Address	4 MOUNT VERNON RD
City	MONTCLAIR
State	NJ
Zip	07043-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	65X121 IRR
Legal Block	4601
Legal Lot Number	38
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1002
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 14, 2022	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Aug 2, 2016 · Amount on Record
Deed Document Number	202266186
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	4 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE ON DEMAND OF NJ INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090742
Date	Sep 17, 2020
Instrument	2020090742

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 14, 2022
Property Address	4 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Document Number	0000066186
Instrument Date	Jul 1, 2022
Instrument	2022066186
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 CUMBERLAND AVE, VERONA, NJ 07044-2105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417

Mortgage

Document Number	0000072636
Date	Jul 14, 2022
Instrument	2022072636

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	4 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Document Number	0000112696
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 MOUNT VERNON RD MONTCLAIR NJ 070432417, MONTCLAIR, NJ 07043-2417

Mortgage

Document Number	0000112696
Date	Nov 27, 2019
Instrument	112696

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$749,900 (-) Land $349,500 Building $400,400	$749,900 (-) Land $349,500 Building $400,400
2025	$26,366.00 (+3.32%)	$749,900 (-) Land $349,500 Building $400,400	$749,900 (-) Land $349,500 Building $400,400
2024	$25,519.00 (+3.91%)
2023		$749,900 Land $349,500 Building $400,400	$749,900 Land $349,500 Building $400,400
2022	$24,558.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2007–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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