7 Moraga Valley Ln, Moraga, CA 94556 Property Records

Contra Costa County property record for 7 Moraga Valley Ln, Moraga, CA 94556

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,802 sqft · built 2001
Lot Size0.289 acres (12,588 sqft)
Owner2 Individual Names on File
Last Sale$1,160,500 (Apr 2012)
Tax Bill$17,989 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN255-830-010-5

Property Details

APN / Parcel Number

Primary APN255-830-010-5
Alternative APN
  • 255-830-010

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,802 sqft Living Area
1st Floor Area2,110 sqft
Basement Area692 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2002
Lot Area12,588 sqft (0.289 acres)
Garage TypeAttached
Garage Area681 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address7 MORAGA VALLEY LN
CityMORAGA
StateCA
Zip94556-1156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7301 L10
Legal SubdivisionSUBDIVISION 7301
Legal Tract7301
Legal Lot Number10
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2008
Census Tract352201

Owner

7 Moraga Valley Ln is owned and occupied by two individuals who bought it in April 2012.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address7 MORAGA VALLEY LN, MORAGA, CA 94556-1156
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2012 · Amount on File
Deed SaleApr 11, 2012 · Amount on File
Prior SaleSep 16, 2005 · Amount on File
Deed Document Number201283086
Prior Transfer DateMar 27, 2012
Prior Transfer Doc0000083085
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address7 MORAGA VALLEY LN, MORAGA, CA 94556-1156
Document Number0000211039
Instrument DateOct 26, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7 MORAGA VALLEY LN MORAGA CA 945561156, MORAGA, CA 94556-1156

Mortgage

Document Number0000211039
DateNov 25, 2019
Instrument211039
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueNov 24, 2049
Interest
Rate TypeAdjustable Rate
Rate2.72%

Tax Assessment & Valuation

The 2025 property tax bill for 7 Moraga Valley Ln was $17,989.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,486,792 (+2%) Land $1,031,342 Building $455,450
2025$17,989.00$1,457,640 Land $1,011,120 Building $446,520
2023$17,002.00 (+1.6%)$1,401,040 Land $971,858 Building $429,182
2022$16,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7 Moraga Valley Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Moraga Valley Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Etheric Networks, Verizon.

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