2 Moraga Valley Ln, Moraga, CA 94556 Property Records

Contra Costa County property record for 2 Moraga Valley Ln, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,793 sqft · built 1999
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,880,000 (Feb 2022)
Tax Bill	$31,594 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`255-840-005-3`

Property Details

APN / Parcel Number

Primary APN	`255-840-005-3`
Alternative APN	`255-840-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,793 sqft Living Area
1st Floor Area	2,793 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Lot Area	12,371 sqft (0.284 acres)
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2 MORAGA VALLEY LN
City	MORAGA
State	CA
Zip	94556-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7301 L16
Legal Subdivision	SUBDIVISION 7301
Legal Tract	7301
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2008
Census Tract	352201

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 MORAGA VALLEY LN, MORAGA, CA 94556-1152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 8, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 8, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	May 6, 2008 · Amount on Record
Deed Document Number	202223680
Prior Transfer Date	Jan 29, 2018
Prior Transfer Doc	0000020481
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2 MORAGA VALLEY LN, MORAGA, CA 94556-1152
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MORAGA VALLEY LN, MORAGA, CA 94556-1152

Mortgage

Document Number	0000002013
Date	Jan 5, 2021
Instrument	2021-002013

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2048

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2 MORAGA VALLEY LN, MORAGA, CA 94556-1152
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3478 CINNAMON RIDGE RD, SAN RAMON, CA 94582-3270

Mortgage

Document Number	0000094433
Date	Jun 6, 2022
Instrument	2022-094433

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	Other
Max Rate	8.37%

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 8, 2022
Property Address	2 MORAGA VALLEY LN, MORAGA, CA 94556-1152
Document Number	0000023680
Map Reference	MB 395 PG 6
Instrument Date	Feb 3, 2022
Instrument	2022-023680
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3478 CINNAMON RIDGE RD, SAN RAMON, CA 94582-3270

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2 MORAGA VALLEY LN, MORAGA, CA 94556-1152
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD REPUBLIC TITLE SF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020482
Date	Feb 8, 2018
Instrument	2018-020482

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 8, 2018
Property Address	2 MORAGA VALLEY LN, MORAGA, CA 94556-1152
Document Number	0000020481
Map Reference	MB 395 PG 6
Instrument Date	Jan 29, 2018
Instrument	2018-020481
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE SF

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2 MORAGA VALLEY LN, MORAGA, CA 94556-1152

Mortgage

Document Number	0000020482
Date	Feb 8, 2018
Instrument	2018-020482

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0000020483
Date	Feb 8, 2018
Instrument	2018-020483

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 2, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,510,000 (-6.73%) Land $1,743,056 Building $766,944
2025	$31,594.00 (+5.4%) Homeowner's exemption	$2,691,000 (+3.5%) Land $1,868,750 Building $822,250
2023	$29,976.00 (+45.54%) Homeowner's exemption	$2,600,000 Land $1,800,000 Building $800,000
2022	$20,596.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Verizon.

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