7 Middaugh St, Belmont, NY 14813 Property Records

Allegany County and Amity Town property record for 7 Middaugh St, Belmont, NY 14813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1939
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,500 (May 2018)
Tax Bill	$2,222 (2026)
Deeds & Mortgages	May 2022 Refinance May 2018 Sale & Mortgage
APN	`022801 171.16-1-63`

Property Details

APN / Parcel Number

Primary APN	`022801 171.16-1-63`
Alternative APNs	`280117101600010630000000` `00000000072`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	576 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Porch	Slab
Canopy	104 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000072
Street Address	7 MIDDAUGH ST
City	BELMONT
State	NY
Zip	14813-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	GL 30
Legal Block	1
Legal Lot Number	63.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	AMITY
Census Block Group	2
Census Block	2018
Census Tract	950600

Owner

Source: Allegany County and Amity Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 WELLS LN, BELMONT, NY 14813-1059
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
May 4, 2018	Grant Deed, Transfer · Conventional Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Deed Document Number	201896945
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	7 MIDDAUGH ST, BELMONT, NY 14813-1005
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002434
Date	May 2, 2022
Instrument	2022-22434

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY NY
Recording Date	May 4, 2018
Property Address	7 MIDDAUGH ST, BELMONT, NY 14813-1005
Document Number	0000096945
Instrument Date	Apr 24, 2018
Instrument	96945
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WELLS LN BELMONT NY 148131059, BELMONT, NY 14813-1059

Mortgage

Document Number	96946
Date	May 4, 2018
Instrument	96946

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

Source: Allegany County and Amity Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Amity Town
Municipality	Belmont Village
Unified School District	Genesee Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,222.00 (+2.63%)
2025	$2,165.00	$52,900 (-) Land $2,000 Building $50,900	$67,800 (+19.16%) Land $2,563 Building $65,237
2023		$52,900 Land $2,000 Building $50,900	$56,900 Land $2,151 Building $54,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT VILLAGE PUBLIC WATER public/private · serves 856 people · EPA ID NY0200314
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2024–2026) action level 15 ppb
Copper	1.6 mg/L (2024–2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Armstrong.

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