3 Middaugh St, Belmont, NY 14813 Property Records

Allegany County and Amity Town property record for 3 Middaugh St, Belmont, NY 14813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1937
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Nov 2024)
Tax Bill	$2,436 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2025 Mortgage + 2 more
APN	`022801 171.16-1-61`

Property Details

APN / Parcel Number

Primary APN	`022801 171.16-1-61`
Alternative APNs	`280117101600010610000000` `00000000070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	720 sqft
Upper Floors Area	360 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000070
Street Address	3 MIDDAUGH ST
City	BELMONT
State	NY
Zip	14813-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	GL 30
Legal Subdivision	JAMES WALDORF SUBDIVISION
Legal Block	1
Legal Lot Number	61.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	AMITY
Census Block Group	2
Census Block	2018
Census Tract	950600

Owner

Source: Allegany County and Amity Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 MIDDAUGH ST, BELMONT, NY 14813-1005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage FIVE STAR BANK
Nov 13, 2025	Deed of Trust, Mortgage FIVE STAR BANK
Mar 22, 2018	Grant Deed, Transfer · Conventional with PMI COMMUNITY BK NA
Mar 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Prior Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	202452029
Prior Transfer Date	Sep 8, 1999
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	3 MIDDAUGH ST, BELMONT, NY 14813-1005
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005817
Date	Mar 31, 2026
Instrument	2026-65817

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	3 MIDDAUGH ST, BELMONT, NY 14813-1005
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002480
Date	Nov 13, 2025
Instrument	2025-62480

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY NY
Recording Date	Mar 22, 2018
Property Address	3 MIDDAUGH ST, BELMONT, NY 14813-1005
Document Number	0000093162
Instrument Date	Mar 22, 2018
Instrument	93162
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MIDDAUGH ST BELMONT NY 148131005, BELMONT, NY 14813-1005

Mortgage

Document Number	96163
Date	Mar 22, 2018
Instrument	96163

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Mar 21, 2043

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Mar 22, 2018
Property Address	3 MIDDAUGH ST, BELMONT, NY 14813-1005
Document Number	0000096162
Instrument Date	Mar 17, 2018
Instrument	96162
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 MIDDAUGH ST BELMONT NY 148131005, BELMONT, NY 14813-1005

Tax Assessment & Valuation

Source: Allegany County and Amity Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Amity Town
Municipality	Belmont Village
Unified School District	Genesee Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,436.00 (+2.61%)
2025	$2,374.00	$58,000 (-) Land $2,400 Building $55,600	$74,400 (+19.23%) Land $3,079 Building $71,321
2023		$58,000 Land $2,400 Building $55,600	$62,400 Land $2,582 Building $59,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT VILLAGE PUBLIC WATER public/private · serves 856 people · EPA ID NY0200314
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2024–2026) action level 15 ppb
Copper	1.6 mg/L (2024–2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Armstrong.

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