10 Middaugh St, Belmont, NY 14813 Property Records

Allegany County and Amity Town property record for 10 Middaugh St, Belmont, NY 14813

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,422 sqft · built 1935
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$37,000 (Aug 2019)
Tax Bill	$2,155 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2019 Mortgage
APN	`022801 171.16-1-78`

Property Details

APN / Parcel Number

Primary APN	`022801 171.16-1-78`
Alternative APNs	`280117101600010780000000` `00000000088`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	988 sqft
Upper Floors Area	434 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000088
Street Address	10 MIDDAUGH ST
City	BELMONT
State	NY
Zip	14813-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	78.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	AMITY
Census Block Group	2
Census Block	2025
Census Tract	950600

Owner

Source: Allegany County and Amity Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 MIDDAUGH ST, BELMONT, NY 14813-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITY BANK NA
Aug 15, 2019	Warranty Deed, Transfer COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	20193579
Prior Transfer Date	Jun 1, 2010
Prior Transfer Doc	2010043962
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	10 MIDDAUGH ST, BELMONT, NY 14813-1006
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006339
Date	Jan 16, 2024
Instrument	2024-46339

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Aug 15, 2019
Property Address	10 MIDDAUGH ST, BELMONT, NY 14813-1006
Document Number	0000003579
Instrument Date	Jul 30, 2019
Instrument	3579
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7492 COUNTY ROAD 17 BELFAST NY 147118627, BELFAST, NY 14711-8627

Mortgage

Document Number	3580
Date	Aug 15, 2019
Instrument	3580

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

Source: Allegany County and Amity Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Amity Town
Municipality	Belmont Village
Unified School District	Genesee Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,155.00 (+2.62%)
2025	$2,100.00	$51,300 (-) Land $4,800 Building $46,500	$65,800 (+19.2%) Land $6,157 Building $59,643
2023		$51,300 Land $4,800 Building $46,500	$55,200 Land $5,165 Building $50,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT VILLAGE PUBLIC WATER public/private · serves 856 people · EPA ID NY0200314
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2024–2026) action level 15 ppb
Copper	1.6 mg/L (2024–2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Armstrong.

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