7 Michaels Ln, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 7 Michaels Ln, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,340 sqft · built 2001
Lot Size	1 acres (43,665 sqft)
Owner	2 Individual Names on Record
Last Sale	$941,000 (Jun 2021)
Tax Bill	$9,457 (2026)
Deeds & Mortgages	May 2025 Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0076 B:0137 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0076 B:0137 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	4,819 sqft
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft
Unfinished Basement	455 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,665 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 MICHAELS LN
City	GLOUCESTER
State	MA
Zip	01930-4261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	137
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1020
Census Tract	221300

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	298 WASHINGTON ST, 208, WESTWOOD, MA 02090-1347
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Deed of Trust, Mortgage NEEDHAM BANK
Jan 3, 2017	Deed of Trust, Mortgage MOUNTAINONE BK
Jul 7, 2017	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
Jun 19, 2020	Deed of Trust, Mortgage · ARM BANGOR SAVINGS BANK
Jun 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Aug 21, 2012 · Amount on Record
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	7 MICHAELS LN, GLOUCESTER, MA 01930-4261
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000658543
Date	May 12, 2025
Instrument	658543

Lender

Name	NEEDHAM BANK

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	7 MICHAELS LN, GLOUCESTER, MA 01930-4261
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000578934
Date	Jan 3, 2017
Instrument	578934

Lender

Name	MOUNTAINONE BK

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2044

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	7 MICHAELS LN, GLOUCESTER, MA 01930-4261
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000584111
Date	Jul 7, 2017
Instrument	584111

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	7 MICHAELS LN, GLOUCESTER, MA 01930-4261
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000613190
Date	Jun 19, 2020
Instrument	613190

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jul 1, 2027
Index	1-Year CMT

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 28, 2021
Property Address	7 MICHAELS LN, GLOUCESTER, MA 01930-4261
Document Number	626671
Instrument Date	Jun 28, 2021
Instrument	626671
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 MICHAELS LN, GLOUCESTER, MA 01930-4261

Mortgage

Document Number	626672
Date	Jun 28, 2021
Instrument	626672

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,457.00 (+2.05%)	$1,015,800 (+6.54%) Land $329,200 Building $686,600	$1,000,297 (-2.12%)
2025	$9,267.00 (+1.43%)	$953,400 (+1.53%) Land $304,800 Building $648,600	$1,021,915
2024	$9,136.00 (+4.4%)	$939,000 (+13.64%) Land $290,400 Building $648,600
2023	$8,751.00	$826,300 Land $259,600 Building $566,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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