Essex County and Gloucester City property record for 4 Michaels Ln, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,824 sqft · built 1976 |
| Lot Size | 0.465 acres (20,269 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,000 (May 1976) |
| Tax Bill | $7,607 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0076 B:0093 L:0000 |
| Primary APN | GLOU M:0076 B:0093 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 3,212 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 20,269 sqft (0.465 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 4 MICHAELS LN |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-4271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 93 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 221300 |
Source: Essex County and Gloucester City records · APN GLOU M:0076 B:0093 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 MICHAELS LN, GLOUCESTER, MA 01930-4271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 13, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jul 15, 2021 | Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 1976 · Amount on Record |
| Deed Sale | May 03, 1976 · Amount on Record |
| Last Transfer Date | Jan 04, 2023 |
| Transfer Doc | 0000641932 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jan 13, 2023 |
| Property Address | 4 MICHAELS LN, GLOUCESTER, MA 01930-4271 |
| Document Number | 0000641932 |
| Instrument Date | Jan 04, 2023 |
| Instrument | 641932 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4 MICHAELS LN, GLOUCESTER, MA 01930-4271 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 4 MICHAELS LN, GLOUCESTER, MA 01930-4271 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 627263 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 627263 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 937 Months |
| Due | Aug 01, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.3% |
| Type Change Date | Mar 01, 2021 |
| Index | Other |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,607.00 (+1.71%) | $782,600 (+1.81%) Land $289,600 Building $493,000 | |
| 2024 | $7,479.00 (+3.7%) | $768,700 (+12.88%) Land $275,700 Building $493,000 | $1,651,385 |
| 2023 | $7,212.00 | $681,000 Land $246,200 Building $434,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092213001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 30 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 units insured 21 under condo master policies |
| Nearby Flood Claims | 7 (1984–2018) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2018, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 1% of the US · above 1% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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