6 Michaels Ln, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 6 Michaels Ln, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,664 sqft · built 1977
Lot Size	0.72 acres (31,344 sqft)
Owner	Trust Name on File
Last Sale	$435,000 (Nov 2009)
Tax Bill	$10,413 (2026)
Deeds & Mortgages	Jun 2021 Transfer Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0076 B:0041 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0076 B:0041 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,664 sqft Living Area
Gross Area	5,576 sqft
1st Floor Area	1,232 sqft
Basement Area	840 sqft
Unfinished Basement	420 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,344 sqft (0.72 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	6 MICHAELS LN
City	GLOUCESTER
State	MA
Zip	01930-4271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	41
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1020
Census Tract	221300

Owner

6 Michaels Ln is owner-occupied and held in a trust since June 2021.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	6 MICHAELS LN, GLOUCESTER, MA 01930-4271
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit CAPE ANN SVGS BK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPE ANN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2009 · Amount on File
Deed Sale	Nov 12, 2009 · Amount on File
Prior Sale	Jan 19, 2006 · Amount on File
Last Transfer Date	Jun 18, 2021
Transfer Doc	626729
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 29, 2021
Property Address	6 MICHAELS LN, GLOUCESTER, MA 01930-4271
Document Number	626729
Instrument Date	Jun 18, 2021
Instrument	626729
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MICHAELS LN, GLOUCESTER, MA 01930-4271

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	6 MICHAELS LN, GLOUCESTER, MA 01930-4271
Document Number	0000616410
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MICHAELS LN GLOUCESTER MA 019304271, GLOUCESTER, MA 01930-4271

Mortgage

Document Number	0000616410
Date	Sep 18, 2020
Instrument	616410

Lender

Name	CAPE ANN SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 17, 2045

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	6 MICHAELS LN, GLOUCESTER, MA 01930-4271
Document Number	0000612321
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MICHAELS LN GLOUCESTER MA 019304271, GLOUCESTER, MA 01930-4271

Mortgage

Document Number	0000612321
Date	May 20, 2020
Instrument	612321

Lender

Name	CAPE ANN SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 19, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 6 Michaels Ln was $10,413, up 4.1% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,413.00 (+4.06%)	$1,118,500 (+8.64%) Land $320,500 Building $798,000	$1,407,349
2025	$10,007.00 (+1.3%)	$1,029,500 (+1.4%) Land $296,800 Building $732,700
2024	$9,879.00 (+4.22%)	$1,015,300 (+13.43%) Land $282,600 Building $732,700	$929,005
2023	$9,479.00	$895,100 Land $252,300 Building $642,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Michaels Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Michaels Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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