Caldwell County property record for 7 Meandering Way, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,103 sqft · built 2001 |
| Lot Size | 0.525 acres (22,880 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (May 2002) |
| Tax Bill | $1,975 (2026) |
| Deeds & Mortgages | Oct 2019 Line of Credit Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08113A 1 48 |
| Primary APN | 08113A 1 48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,103 sqft Heated Area |
| Gross Area | 3,033 sqft |
| 1st Floor Area | 2,103 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,880 sqft (0.525 acres) |
| Lot Dimensions | 176 ft deep x 130 ft wide |
| Garage Type | Finished |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 157255 |
|---|---|
| Street Address | 7 MEANDERING WAY |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1872 PG 1149 YR 2015 ST 376.00 |
| Legal Subdivision | GRANADA FARMS |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 31301 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 MEANDERING WAY, GRANITE FALLS, NC 28630-9323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Jun 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2002 · Amount on Record |
| Deed Sale | May 20, 2002 · Amount on Record |
| Prior Sale | Jun 13, 2001 · Amount on Record |
| Deed Book / Page | 1393 / 1525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 7 MEANDERING WAY, GRANITE FALLS, NC 28630-9323 |
| Document Number | 0010037482 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 MEANDERING WAY GRANITE FALLS NC 286309323, GRANITE FALLS, NC 28630-9323 |
| Document Number | 0010037482 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 001973/000595 |
| Instrument | 10037482 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | HICKORY, NC 28603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 7 MEANDERING WAY, GRANITE FALLS, NC 28630-9323 |
| Document Number | 0010034318 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 7 MEANDERING WAY GRANITE FALLS NC 286309323, GRANITE FALLS, NC 28630-9323 |
| Document Number | 0010034318 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 001966/000619 |
| Instrument | 10034318 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 30, 2029 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,975.00 (-25.75%) | $419,400 (-) Land $27,800 Building $391,600 | |
| 2025 | $2,660.00 (+68.25%) | $419,400 (+65.64%) Land $27,800 Building $391,600 | $419,400 (+65.64%) Land $27,800 Building $391,600 |
| 2023 | $253,200 (-) Land $27,800 Building $225,400 | $253,200 (-) Land $27,800 Building $225,400 | |
| 2022 | $1,581.00 | $253,200 Land $27,800 Building $225,400 | $253,200 Land $27,800 Building $225,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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