Caldwell County property record for 10 Meandering Way, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,952 sqft · built 1998 |
| Lot Size | 0.383 acres (16,704 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Aug 2026) |
| Tax Bill | $3,103 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08113A 1 78 |
| Primary APN | 08113A 1 78 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,952 sqft Heated Area |
| Gross Area | 6,426 sqft |
| 1st Floor Area | 1,925 sqft |
| Upper Floors Area | 2,519 sqft |
| Attic | Attic |
| Attic Area | 1,027 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,704 sqft (0.383 acres) |
| Lot Dimensions | 144 ft deep x 116 ft wide |
| Garage Type | Finished |
| Garage Area | 1,187 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Patio |
| Porch Area | 477 sqft |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 164205 |
|---|---|
| Street Address | 10 MEANDERING WAY |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1946 PG 116 YR 18 ST 0.00 LIFE ESTATE |
| Legal Subdivision | GRANADA FARMS |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 31301 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 MEANDERING WAY, GRANITE FALLS, NC 28630-9324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 4, 2026 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Jul 31, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Prior Sale | Jan 1, 1993 · Amount on Record |
| Deed Document Number | 202610121695 |
| Deed Book / Page | 2172 / 161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Aug 4, 2026 |
| Property Address | 10 MEANDERING WAY, GRANITE FALLS, NC 28630-9324 |
| Document Number | 0010121695 |
| Book / Page | 2172 / 161 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202610121695 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 MEANDERING WAY, GRANITE FALLS, NC 28630-9324 |
| Document Number | 0010121696, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202610121696 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jul 31, 2018 |
| Property Address | 10 MEANDERING WAY, GRANITE FALLS, NC 28630-9324 |
| Document Number | 0010024552 |
| Book / Page | 001946 / 000116 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 10024552 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 10 MEANDERING WAY GRANITE FALLS NC 286309324, GRANITE FALLS, NC 28630-9324 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 10 MEANDERING WAY, GRANITE FALLS, NC 28630-9324 |
| Document Number | 0010011175 |
| Book / Page | 001918 / 001242 |
| Instrument Date | May 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 10 MEANDERING WAY GRANITE FALLS NC 286309324, GRANITE FALLS, NC 28630-9324 |
| Document Number | 0010011175 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 001918/001242 |
| Instrument | 10011175 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2047 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,103.00 (-30.58%) | $661,200 (-26.12%) Land $23,200 Building $638,000 | |
| 2025 | $4,470.00 (+27.13%) | $895,000 (+61.17%) Land $23,200 Building $871,800 | $661,200 (+19.07%) Land $23,200 Building $638,000 |
| 2024 | $3,516.00 (+2.03%) | ||
| 2023 | $555,300 (-) Land $23,200 Building $532,100 | $555,300 (-) Land $23,200 Building $532,100 | |
| 2022 | $3,446.00 | $555,300 Land $23,200 Building $532,100 | $555,300 Land $23,200 Building $532,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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