Caldwell County property record for 11 Meandering Way, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,231 sqft · built 1985 |
| Lot Size | 0.52 acres (22,638 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,157 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08113A 1 33 |
| Primary APN | 08113A 1 33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,231 sqft Heated Area |
| Gross Area | 4,721 sqft |
| 1st Floor Area | 1,259 sqft |
| Upper Floors Area | 972 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,638 sqft (0.52 acres) |
| Lot Dimensions | 154 ft deep x 147 ft wide |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3317 |
|---|---|
| Street Address | 11 MEANDERING WAY |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0851/0317 0085 11.00 |
| Legal Subdivision | GRANADA FARMS |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 31301 |
11 Meandering Way is owned and occupied by two individuals.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 MEANDERING WAY, GRANITE FALLS, NC 28630-9323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Dec 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 11 MEANDERING WAY, GRANITE FALLS, NC 28630-9323 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 11 MEANDERING WAY, GRANITE FALLS, NC 28630-9323 |
| Document Number | 0021041960 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 2104/1960 |
| Instrument | 10093921 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 11 MEANDERING WAY, GRANITE FALLS, NC 28630-9323 |
| Document Number | 0010018363 |
| Book / Page | 001933 / 001090 |
| Instrument Date | Dec 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Title Company | STEWART TITLE COMPANY-1755 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 MEANDERING WAY GRANITE FALLS NC 286309323, GRANITE FALLS, NC 28630-9323 |
| Document Number | 0010018363 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 001933/001090 |
| Instrument | 10018363 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RELEIGH, NC 27603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 11 Meandering Way was $2,157, down 6.1% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,157.00 (-6.14%) | $458,500 (-) Land $28,800 Building $429,700 | |
| 2025 | $2,298.00 | $458,500 Land $28,800 Building $429,700 | $458,500 Land $28,800 Building $429,700 |
| 2023 | $273,700 (-) Land $28,800 Building $244,900 | $273,700 (-) Land $28,800 Building $244,900 | |
| 2022 | $1,707.00 | $273,700 Land $28,800 Building $244,900 | $273,700 Land $28,800 Building $244,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Meandering Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 Meandering Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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