7 Lorraine Dr, Grayson, KY 41143 Property Records

Carter County property record for 7 Lorraine Dr, Grayson, KY 41143

Property Summary

Property Type	Condominium
Details	2,484 sqft
Lot Size	0.112 acres (4,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (May 2024)
Tax Bill	$1,578 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`103-10-00-046.11`

Property Details

APN / Parcel Number

Primary APN	`103-10-00-046.11`
Alternative APNs	`21265` `35218`

Interior

Stories	1 Story
Building Area	2,484 sqft Living Area

Exterior

Architectural Style	Condo/Apartment
Lot Area	4,882 sqft (0.112 acres)

Location & Zoning

Account Number	35218
Street Address	7 LORRAINE DR
City	GRAYSON
State	KY
Zip	41143-6834
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 11 BARRETTS CREEK CONDOS
Legal Subdivision	BARRETTS CREEK
Legal Lot Number	11
Legal Unit	11
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1052
Census Tract	960601

Owner

Source: Carter County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 LORRAINE DR, GRAYSON, KY 41143-6834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
May 3, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 16, 2015	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE FINANCIAL RESOURCES LLC
Mar 1, 2024	Warranty Deed, Transfer
Apr 27, 2010	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 21, 2009	Deed, Transfer · FHA Mortgage THE COMMERCIAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Jan 21, 2009 · Amount on Record
Deed Document Number	2024996437
Deed Book / Page	517 / 399
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Recording Date	May 28, 2026
Property Address	7 LORRAINE DR, GRAYSON, KY 41143-6834
Document Number	0001027543
Book / Page	558 / 366
Instrument Date	May 21, 2026
Instrument	20261027543
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7 LORRAINE DR, GRAYSON, KY 41143-6834

Mortgage

Document Number	0001027543,
Date	May 28, 2026
Book Page	558/366
Instrument	20261027543

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	7 LORRAINE DR, GRAYSON, KY 41143-6834
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000517/404
Date	May 3, 2024
Book Page	517/404
Instrument	996439

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	7 LORRAINE DR, GRAYSON, KY 41143-6834
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR347/777
Date	Oct 16, 2015
Book Page	OR347/777
Instrument	366288

Lender

Name	ALLIANCE FINANCIAL RESOURCES LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2045

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Mar 1, 2024
Property Address	7 LORRAINE DR, GRAYSON, KY 41143-6834
Document Number	000517/399
Book / Page	517 / 399
Map Reference	MB 1 PG 378
Instrument	996437
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LORRAINE DR, GRAYSON, KY 41143-6834

April 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Apr 27, 2010
Property Address	7 LORRAINE DR, GRAYSON, KY 41143-6834
Document Number	0OR252/529
Book / Page	OR252 / 529
Map Reference	MB204 PG121
Instrument Date	Apr 23, 2010
Instrument	427958
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 LORRAINE DR, GRAYSON, KY 41143-6834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LORRAINE DR # 411, 411, GRAYSON, KY 41143-6834

Mortgage

Document Number	0OR252/532
Date	Apr 27, 2010
Book Page	OR252/532
Instrument	327959

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2025

January 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jan 21, 2009
Property Address	7 LORRAINE DR, GRAYSON, KY 41143-6834
Document Number	0OR229/770
Book / Page	OR229 / 770
Map Reference	MB1 PG378B
Instrument Date	Jan 16, 2009
Instrument	317042
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	580 CW STEVENS BLVD, GRAYSON, KY 41143-2002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 GREENBRIAR DR, GRAYSON, KY 41143-1745

Mortgage

Document Number	0000317043
Date	Jan 21, 2009
Instrument	317043

Lender

Name	THE COMMERCIAL BANK OF GRAYSON

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2029

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,578.00 (+106.54%)	$185,000 (+37.04%)	$185,000 (+37.04%)
2023	$764.00 Homeowner's exemption	$135,000	$135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

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