25 Lorraine Dr, Grayson, KY 41143 Property Records

Carter County property record for 25 Lorraine Dr, Grayson, KY 41143

Property Summary

Property Type	Condominium
Details	1,196 sqft
Lot Size	0.05 acres (2,183 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Feb 2024)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Feb 2024 Sale Aug 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`103-10-00-046.13`

Property Details

APN / Parcel Number

Primary APN	`103-10-00-046.13`
Alternative APNs	`31566` `33436` `35050`

Interior

Stories	1 Story
Building Area	1,196 sqft Living Area

Exterior

Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	2,183 sqft (0.05 acres)
Garage Type	Attached
Garage Area	400 sqft

Location & Zoning

Account Number	35050
Street Address	25 LORRAINE DR
City	GRAYSON
State	KY
Zip	41143-6834
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 13 BARRETTS CREEK CONDOS
Legal Subdivision	BARRETTS CREEK
Legal Lot Number	13
Legal Unit	13
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1052
Census Tract	960601

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 S CAROL MALONE BLVD, GRAYSON, KY 41143-1352
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Warranty Deed, Transfer
Aug 31, 2022	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Jan 15, 2021	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
May 10, 2019	Deed, Transfer · Conventional Mortgage EZ MORTGAGE INC
Jun 30, 2017	Deed, Transfer MEMBERS CHOICE CU
May 19, 2015	Deed, Transfer · Conventional Mortgage EZ MORTGAGE LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Feb 15, 2024 · Amount on Record
Deed Document Number	2024990541
Deed Book / Page	514 / 660
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Feb 15, 2024
Property Address	25 LORRAINE DR, GRAYSON, KY 41143-6834
Document Number	000513/891
Book / Page	513 / 891
Map Reference	CAB 1 SL 378
Instrument Date	Dec 14, 2023
Instrument	989745
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 EMPRESS DR, GRAYSON, KY 41143-9400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 S CAROL MALONE BLVD, GRAYSON, KY 41143-1352

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Aug 31, 2022
Property Address	25 LORRAINE DR, GRAYSON, KY 41143-6834
Document Number	000484/774
Book / Page	484 / 774
Map Reference	CAB 1 SL 378B
Instrument Date	Aug 29, 2022
Instrument	553213
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14402 DEER HAVEN CT, RUSH, KY 41168-9124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 LORRAINE DR, GRAYSON, KY 41143-6834

Mortgage

Document Number	0000553214
Date	Aug 31, 2022
Instrument	553214

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	8.4%

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jan 15, 2021
Property Address	25 LORRAINE DR, GRAYSON, KY 41143-6834
Document Number	0OR446/818
Book / Page	OR446 / 818
Map Reference	CAB 1 SL 378B
Instrument Date	Jan 4, 2021
Instrument	495715
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	803 CHERRY BIRD LN, GRAYSON, KY 41143-1709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 LORRAINE DR, GRAYSON, KY 41143-6834

Mortgage

Document Number	0000495716
Date	Jan 15, 2021
Instrument	495716

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.4%
Type Change Date	Feb 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	7.4%

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	May 10, 2019
Property Address	25 LORRAINE DR, GRAYSON, KY 41143-6834
Document Number	0OR410/697
Book / Page	OR410 / 697
Map Reference	CAB 1 SL 378B
Instrument Date	May 7, 2019
Instrument	388790
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 OAK CREST DR, GRAYSON, KY 41143-7046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 LORRAINE DR, GRAYSON, KY 41143-6834

Mortgage

Document Number	0OR410/701
Date	May 10, 2019
Book Page	OR410/701
Instrument	388791

Lender

Name	EZ MORTGAGE INC
Type	Mortgage Company
Address	ASHLAND, KY 41101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jun 30, 2017
Property Address	25 LORRAINE DR, GRAYSON, KY 41143-6834
Document Number	0OR377/132
Book / Page	OR377 / 132
Map Reference	CAB I SL 378B
Instrument Date	Jun 28, 2017
Instrument	380770
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3210 SUMMERFIELD DR, INDIANAPOLIS, IN 46214-1868

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	25 LORRAINE DR # 13, 13, GRAYSON, KY 41143-6834

Mortgage

Document Number	0000380771
Date	Jun 30, 2017
Instrument	380771

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2037

May 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	May 19, 2015
Property Address	25 LORRAINE DR, GRAYSON, KY 41143-6834
Document Number	0OR340/737
Book / Page	OR340 / 737
Map Reference	CAB 1 SL 378B
Instrument Date	May 11, 2015
Instrument	353610
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$141.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 325, CEREDO, WV 25507-0325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 LORRAINE DR # 13, 13, GRAYSON, KY 41143-6834

Mortgage

Document Number	0000353611
Date	May 19, 2015
Instrument	353611

Lender

Name	EZ MORTGAGE LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,706.00 (-1.04%)	$200,000 (-)	$200,000 (-)
2023	$1,724.00	$200,000	$200,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

Nearby Properties on Lorraine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures