28 Lorraine Dr, Grayson, KY 41143 Property Records

Carter County property record for 28 Lorraine Dr, Grayson, KY 41143

Property Summary

Property Type	Condominium
Details	1,932 sqft
Lot Size	0.092 acres (4,031 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (May 2014)
Tax Bill	$1,450 (2025)
Deeds & Mortgages	Dec 2008 Mortgage Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-10-00-046.16`

Property Details

APN / Parcel Number

Primary APN	`103-10-00-046.16`
Alternative APN	`24876`

Interior

Stories	1 Story
Building Area	1,932 sqft Living Area

Exterior

Architectural Style	Condo/Apartment
Lot Area	4,031 sqft (0.092 acres)

Location & Zoning

Account Number	24876
Street Address	28 LORRAINE DR
City	GRAYSON
State	KY
Zip	41143-6834
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 16 BARRETTS CREEK CONDOS
Legal Subdivision	BARRETTS CREEK
Legal Lot Number	16
Legal Unit	16
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1052
Census Tract	960601

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 LORRAINE DR, GRAYSON, KY 41143-6834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2008	Deed of Trust, Mortgage THE COMMERCIAL BANK OF GRAYSON
Mar 7, 2017	Deed of Trust, Mortgage · Line of Credit ASHLAND CU
Mar 7, 2017	Deed of Trust, Mortgage · Line of Credit ASHLAND CU
May 12, 2014	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2014 · Amount on Record
Deed Sale	May 12, 2014 · Amount on Record
Deed Document Number	2014348719
Deed Book / Page	322 / 580
Record Updated	Jun 8, 2026

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	28 LORRAINE DR, GRAYSON, KY 41143-6834
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR227/187
Date	Dec 1, 2008
Book Page	OR227/187
Instrument	313817

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Address	GRAYSON, KY 41143

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2023

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	28 LORRAINE DR, GRAYSON, KY 41143-6834
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR371/807
Date	Mar 7, 2017
Book Page	OR371/807
Instrument	379469

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	28 LORRAINE DR, GRAYSON, KY 41143-6834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR371/807
Date	Mar 7, 2017
Book Page	OR371/807
Instrument	379469

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	May 12, 2014
Property Address	28 LORRAINE DR, GRAYSON, KY 41143-6834
Document Number	0OR322/580
Book / Page	OR322 / 580
Map Reference	MB1 PG378B
Instrument Date	May 9, 2014
Instrument	348719
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1126 E MIDLAND TRL, GRAYSON, KY 41143-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LORRAINE DR # 16, 16, GRAYSON, KY 41143-6834

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,450.00 (-1.02%)	$170,000 (-)	$170,000 (-)
2023	$1,465.00	$170,000	$170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

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