7 Laurel Dr, Valley, AL 36854 Property Records

Chambers County property record for 7 Laurel Dr, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,566 sqft · built 1976
Lot Size	0.417 acres (18,180 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-18-04-18-2-003-031.000`

Property Details

APN / Parcel Number

Primary APN	`12-18-04-18-2-003-031.000`
Alternative APNs	`1804182003031000` `340110`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,180 sqft (0.417 acres)
Lot Dimensions	202 ft deep x 90 ft wide
Pool Area	648 sqft
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	340110
Street Address	7 LAUREL DR
City	VALLEY
State	AL
Zip	36854-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 WINDWOOD SUB. M.B. 5 PG. 91 IN SW1/4 OF NW1/4. S18 T21N R29E CITY OF VALLEY
Legal Range	29
Legal Township	21
Legal Section	18
Legal Subdivision	WINDWOOD SUB
Legal Lot Number	7
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3054
Census Tract	954600

Owner

Source: Chambers County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 LAUREL DR, VALLEY, AL 36854-4149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 5, 2006
Transfer Doc	0020061485
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	7 LAUREL DR, VALLEY, AL 36854-4149
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LAUREL DR, VALLEY, AL 36854-4149

Mortgage

Document Number	02023/1422
Date	Mar 23, 2023
Book Page	2023/1422

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,036 (+104.48%) Land $2,320 Building $26,716	$145,180 (+2.02%) Land $11,600 Building $133,580
2024		$14,200 (-) Land $860 Building $13,340	$142,300 (-) Land $8,760 Building $133,540
2023	Additional exemption filed	$14,200 Land $860 Building $13,340	$142,300 Land $8,760 Building $133,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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