Chambers County property record for 2 Laurel Dr, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,259 sqft · built 1977 |
| Lot Size | 0.652 acres (28,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2026) |
| Tax Bill | $1,433 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-04-18-2-003-036.000 |
| Primary APN | 12-18-04-18-2-003-036.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,259 sqft Living Area |
| 1st Floor Area | 2,259 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 28,400 sqft (0.652 acres) |
| Lot Dimensions | 284 ft deep x 100 ft wide |
| Porch | Patio |
| Porch Area | 28 sqft |
| Utility Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 494795 |
|---|---|
| Street Address | 2 LAUREL DR |
| City | VALLEY |
| State | AL |
| Zip | 36854-4149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2WINDWOOD SUB.M.B. 5 PG. 91IN SW1/4 OF NW1/4.S18 T21N R29ECITY OF VALLEY |
| Legal Range | 29 |
| Legal Township | 21 |
| Legal Section | 18 |
| Legal Subdivision | WINDWOOD SUB |
| Legal Lot Number | 2 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 954600 |
Source: Chambers County records · APN 12-18-04-18-2-003-036.000
Assessment roll updated May 12, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 LAUREL DR, VALLEY, AL 36854-4149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RIVER BANK |
| Jan 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2026 · Amount on Record |
| Deed Sale | Jan 05, 2026 · Amount on Record |
| Prior Sale | Jul 03, 2013 · Amount on Record |
| Deed Document Number | 20267 |
| Prior Transfer Date | Dec 23, 2025 |
| Prior Transfer Doc | 0000000007 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 2 LAUREL DR, VALLEY, AL 36854-4149 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002020/452 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 2020/452 |
| Name | RIVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Jan 05, 2026 |
| Property Address | 2 LAUREL DR, VALLEY, AL 36854-4149 |
| Document Number | 00002026/7 |
| Book / Page | 2026 / 7 |
| Map Reference | MB 5 PG 91 |
| Instrument Date | Dec 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2233 JUDGE BROWN RD, VALLEY, AL 36854-7430 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 LAUREL DR, VALLEY, AL 36854-4149 |
| Document Number | 0000020268 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 2026/8 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,433.00 | $33,728 (-0.04%) Land $1,720 Building $32,008 | $168,640 (+0.01%) Land $8,600 Building $160,040 |
| 2024 | $1,433.00 Additional exemption filed | $33,740 (-) Land $1,720 Building $32,020 | $168,630 (-) Land $8,560 Building $160,070 |
| 2023 | $1,433.00 | $33,740 (-) Land $1,720 Building $32,020 | $168,630 (-) Land $8,560 Building $160,070 |
| 2022 | $1,433.00 | $33,740 Land $1,720 Building $32,020 | $168,630 Land $8,560 Building $160,070 |
Source: FEMA National Flood Hazard Layer as of February 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 28 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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